Level 1: Chapter 8

Insured

an insured applicant, his spouse, and any dependant children

insured applicant

a Canadian resident under age 65 insured under the government health insurance plan of his province or territory of residence, who has been named on an invoice/ application issued by his broker

extended family

dependant child, spouse, parent, legal guardian, brother, sister, grandparent of the insured applicant or spouse

accident

an unforeseen and unintended occurrence due to external violent sudden fortuitous causes beyond the insured control

sickness

bodily sickness or disease contracted and commencing after the policy is issued and while the policy is in effect