Module 12

__________________ is when you borrow money to pay for a vehicle?

Financing

Titling and registration of a vehicle is done through the __________________?

Division of Motor Vehicles (DMV)

The top left of a license plate is the inspection ____________?

expiration month

When buying a new car, _______ month has the highest discounted (Manufacturer's Suggested Retail Price) M.S.R.P.?

December

To calculate a cars monthly payment you need to only calculate purchase price and interest rate? (T/F)

False

The required minimum liability coverage in VA is _____________ bodily injury/death of one person; _____________ bodily injury death of 2 or more persons; ___________ property damage?

$25,000/$50,000/$20,000

_____________ insurance pays for other people's medical expenses, auto repairs and property damage?

Liability

______________ insurance pays for your car repair regardless of who was driving or who was at fault?

Collision

______________ insurance covers actual cash value of your car after fire, hailstorm, theft?

Comprehensive

Medical payment coverage is not required by VA law? (T/F)

True

When loading a vehicle for a trip, luggage weight recommendations are _______________ pounds?

125-175

________________ affect braking and steering?

Car top carriers

When traveling take a break every ________ hours?

two

The ________, also called a key, is a map feature that shows how to interpret map symbols?

legend

When planning a trip, traditional map reading is an obsolete skill? (T/F)

False

Avoiding excessive idling can conserve natural resources. (T/F)

True

You can dispose of oil and other car fluids by pouring them down the drain. (T/F)

False

There is no benefits of using premium over regular gasoline (unless recommended by vehicle manufacturer). (T/F)

True

All new vehicles have a fuel economy and environment label. (T/F)

True

If you sign a citation when pulled over by an officer you are admitting guilt. (T/F)

False

Which of the following need to be done in the event of a crash?

call for help

report the incident

protect the scene

(all of them)

To protect the scene you should get vehicles off of the road if possible. (T/F)

True

You should always move the injured person as far away from the scene as possible. (T/F)

False

You should get the insurance information from the driver in the other vehicle if you get into a crash. (T/F)

True

What information should you get from the other driver if involved in a crash?

name and address

vehicle tag number, insurance company, name and telephone number of witness

phone number and driver’s license number

(all responses are correct)

If you are under the age of 18, Virginia law prohibits you from driving between midnight and 4a.m. except under certain circumstances. (T/F)

True

If you have your learner's permit you cannot have more than one non-family passenger under the age of 21. (T/F)

True

You must have at least 40 hours supervised practice with a licensed adult before you do your in-car training with an instructor. (T/F)

False

If you do not attend school regularly your parent/guardian can take away your license and driving privileges. (T/F)

True

If you are under the age of 18 the court will send you a notice to appear within the initial 180 day licensing period. (T/F)

True

When buying a vehicle, you should do your research? (T/F)

True

After buying a vehicle, you must ________________________ with the Department of Motor Vehicles?

title & register the vehicle

When buying a vehicle, for new cars,_________________( month) has the highest discounts off MSRP (Manufacturer Suggested Retail Price) also known as "sticker" price).

December

Some vehicles aren't as expensive to purchase but are more expensive to own. (T/F)

True

One's vehicle registration has an expiration month and an expiration year placed on _________________________.

The license plate

Purchasing a vehicle new is always the best choice? (T/F)

False

Car-top carriers affect ___________________ and _____________________.

braking and steering

When planning a route to drive, a GPS (Global Positioning System) can be useful and should be set while driving? (T/F)

False

The trip adviser, also called a key, is the map feature that shows you how to interpret symbols? (T/F)

False

If you're looking at a map called "A Road Map of Virginia", you can expect to see interstate and state highways, plus major local roadways across the state. (T/F)

True

Ones credit score will determine their interest rate when purchasing a vehicle. (T/F)

True

When loading the vehicle for a road trip, load the interior first followed by the trunk area to reduce overload? (T/F)

False

Being aware of "highway hynosis" and "down time" are driver readiness tips for a road trip. (T/F)

True

What amount will you pay approximately each month for a vehicle that cost $16,000 that includes purchase price, sales tax & interest? The vehicle will be financed for 4 years.

$333.00

The purpose of motor vehicle registration is to establish a link between the seller and buyer? (T/F)

False

It is now entirely possible for a buyer to shop for a vehicle while in line at the supermarket or waiting to pick up the kids? (T/F)

True

As you plan your financing for a vehicle, it is recommended the loan term be no longer than __________ months?

60 months

Credit history does not apply when purchasing a vehicle? (T/F)

False

When a car dealer makes an offer on buying a used vehicle from a seller, the offer is good for ________ days, at which point the seller can ask the local dealership to beat that price or the seller can sell the used vehicle to participating dealerships.

7