Bank of Baroda Lecture Review Flashcards

A comprehensive set of practice flashcards covering Bank of Baroda's history, leadership, financial targets, specialized account schemes, and technological innovations based on the lecture transcript.

When was Bank of Baroda founded and which anniversary will it celebrate in 2026?

Founded in 1908, it shall celebrate its $119^{th}$ Foundation Day in 2026.

As of 31.03.2026, what are the total number of domestic branches and controlling offices?

Total domestic branches are $8648$ and total controlling offices are $175$.

Where and when were Bank of Baroda's first two overseas branches established?

They were established in 1953 in Mombasa (Kenya) and Kampala (Uganda).

Who currently holds the positions of Chief Group Compliance Officer and Chief Vigilance Officer?

Chief Group Compliance Officer is Mr. B. Elango (CGM) and Chief Vigilance Officer is Ms. Tajvinder Kaur.

What are the bank's sustainability targets regarding Net-Zero emissions and Scope 1 & 2 reductions?

The bank aims to achieve Net-Zero greenhouse gas emissions by 2057 and a $75\%$ reduction in Scope 1 and Scope 2 emissions by 2034.

What is 'bob SAMVAD' and what does it aim to facilitate?

It is an AI-powered multilingual conversational platform that allows customers and staff to communicate in real-time across $22$ languages using text or voice.

Identify the bank's GenAI Powered Chatbot and its Virtual Relationship Manager.

The Chatbot is named Adi and the Virtual Relationship Manager is named Aditi.

What is the 'bob Legend FCNR(B) Deposit Scheme' and its maximum offered interest rate?

It is a scheme for NRIs offering higher interest rates of up to $6.25\%$ p.a.

How much was the dividend presented for FY 2025-26 to the Finance Minister?

The bank presented a dividend of Rs $2,811$ Crore.

What are the details of the green infrastructure bond raised by Bank of Baroda in the domestic market?

The bank raised Rs $10,000$ crore at a competitive coupon of $7.10\%$ p.a.

What unique medical coverage is provided by the 'bob Women Sapphire Savings Account'?

It provides Cancer coverage of Rs $10.00$ Lakhs for cardholders aged 18 to 60.

What is the umbrella name for the bank's consolidated green banking and eco-friendly financing products?

"BOB Earth".

Under the 'bob Wheel (EV Loan)' scheme, what are the specific concessions and repayment terms?

A $0.15\%$ interest rate concession, a $50\%$ waiver on processing fees, and a repayment tenure of up to $96$ months.

What is the theme and duration for the Bank of Baroda Retailization Movement 3.0?

Theme: Transforming Tomorroww; Period: 01st April 2026 to 31st March 2027.

Which primary dealer subsidiary commenced operations on April 1, 2026, and with what initial capital?

"BOB Securities & Giltedge" commenced with an initial capital of INR $20$ billion (Rs $2,000$ crore).

What are the 7 Core Values of the bank represented by the acronym ICEPICR?

Integrity, Customer Centricity, Excellence, Passionate Ownership, Innovation, Courage, and Respect.

What are the transaction limits during the first two days of activating an inoperative account?

On Day 1: One debit txn up to Rs $10,000/-$; On Day 2: One debit txn up to Rs $25,000/-$ (both via branch channel only).

For the 'bob Senior Citizen Vishesh Samman SB Account', what is the MAB and what discount is offered on lockers?

The MAB is Rs $1,00,000/-$ and it offers a $20\%$ discount on locker charges up to Rs $500/-$.

What are the groups and salary ranges for the 'bob CGESP' salary account?

Group A ($>\text{Rs } 2$ Lakhs), Group B (Rs $1-2$ Lakhs), and Group C (Rs $20\text{K} - 1$ Lakh).

What is the currency eligibility and minimum deposit amount for the 'Bob Legend FCNR (B) Account'?

Eligible currencies are USD, GBP, EUR, CAD, and AUD; Minimum amount is USD $500$ or equivalent.