unit 8.2

sum (n)

an amount of money /// số tiền /// This car costs a large __________ of money, so I will pay for it in instalments.

owe (v)

have to pay sth back /// nợ /// Bob still __________ me thirty pounds which he borrowed last week.

mortgage (n)

a legal agreement to borrow money to buy a house /// khoản thế chấp /// They took out a thirty-year __________ to buy a house.

invest (v)

buy sth hoping to get a profit /// đầu tư /// He __________ in gold a few years ago and made a huge profit.

speculate (v)

buy shares/property hoping to sell for profit /// đầu cơ /// She __________ in property but lost money when the market crashed.

bank teller (n)

person who serves clients at a bank /// giao dịch viên ngân hàng /// I told the __________ that I wanted to deposit 150 euros.

verify (v)

check if sth is true or correct /// xác minh /// We must __________ your details before you open an account.

advantageous (adj)

favourable; beneficial /// có lợi /// It will be __________ to our company if we find cheaper office space.

bustling (adj)

full of activity and noise /// nhộn nhịp /// The stall-holders worked hard in the __________ market.

leading (adj)

most important; best /// hàng đầu /// Samsung is a __________ mobile phone manufacturer.

mutual (adj)

common to two or more people /// chung, lẫn nhau /// I buy local produce for the __________ benefit of farmers and myself.

prosperous (adj)

rich; successful /// thịnh vượng /// The __________ businessman donated a large sum of money to charity.

foremost (adj)

most important; best /// hàng đầu /// 'Fage' is one of Greece's __________ dairy product manufacturers.

flourish (v)

do well; grow successfully /// phát triển mạnh /// Her business __________ and soon started exporting goods abroad.

boom (v)

increase or grow quickly /// bùng nổ /// Fish farming __________ as demand increased.

affluent (adj)

very rich /// giàu có /// The __________ residents in this area own very expensive cars.

guild (n)

organisation of people with the same job /// phường hội /// This certificate shows he is a member of the bakers' __________.

chip in (phr v)

contribute money as a group /// góp tiền /// We all __________ to buy pizza.

fork out (phr v)

spend a lot of money, often unwillingly /// chi nhiều tiền /// He __________ 1000 euros on a new computer.

put down (a deposit) (phr v)

pay part of the cost of sth /// đặt cọc /// We had to __________ a deposit of £1,500 for the car.

set sb back (phr v)

cost sb a lot of money /// tốn kém /// The holiday __________ us two months' salary.

splash out (phr v)

spend a lot of money on sth special /// vung tiền /// We __________ on an expensive restaurant for our anniversary.

farewell (n)

the act of saying goodbye /// lời tạm biệt /// We held a __________ party for John when he retired.

black market (n)

illegal buying and selling /// chợ đen /// She bought a bag on the __________ from a street seller.

flea market (n)

market selling second-hand or cheap goods /// chợ đồ cũ /// Let's go shopping at the __________ in Monastiraki.

stock market (n)

business of buying and selling shares /// thị trường chứng khoán /// Share values fell on the __________ because of the recession.

fluid (adj)

changeable; not fixed /// linh hoạt /// The political situation is __________ and elections could be held anytime.

old money (expr)

wealth inherited, not earned /// tiền thừa kế /// He had __________ and looked down on the nouveau riche.

pocket money (n)

money parents give children regularly /// tiền tiêu vặt /// Betty gets 20 euros __________ a month from her parents.

bank balance (n)

amount of money in a bank account /// số dư tài khoản /// He checked his __________ at the ATM.

bank statement (n)

document listing bank transactions /// sao kê ngân hàng /// Details of this month's transactions will be on your next __________.

make a fortune (expr)

earn a lot of money /// kiếm bộn tiền /// The band __________ with their album.

make a loss (expr)

spend more than you earn /// thua lỗ /// The company has __________ for the last five years.

make a profit (expr)

earn more than you spend /// kiếm lời /// The café __________ of only 500 euros last month.

sales figures (n)

statistics of how much a company sells /// doanh số bán /// The __________ show a profit for the first quarter.

sales tax (n)

tax added to products sold /// thuế doanh thu /// __________ rose to 23% on some products.

credit limit (n)

maximum amount you can borrow on a credit card /// hạn mức tín dụng /// The __________ on this card is five thousand euros.

credit rating (n)

a measure of how likely you are to repay debt /// điểm tín dụng /// She has an excellent __________ because she never misses payments.

be in the money (expr)

have a lot of money /// giàu có /// He is __________ after receiving a big bonus.

for my money (expr)

in my opinion /// theo ý tôi /// __________, this recession will last for years.

get one's money's worth (expr)

get good value for money /// đáng đồng tiền /// She got her __________ when the TV came with a free DVD player.

throw money at (expr)

try to solve a problem by spending money /// dùng tiền giải quyết /// Decorating won't fix the damp; you can't just __________ the problem.

throw money around (expr)

spend money carelessly /// tiêu tiền phung phí /// He's always __________ and buying expensive gifts.

extravagantly (adv)

in a way that costs more than necessary /// hoang phí /// They spent money __________ on their wedding.

tighten one's belt (expr)

spend less because of less income /// thắt lưng buộc bụng /// We'll have to __________ until I find a job.

line one's pockets (expr)

make money dishonestly /// bỏ túi riêng /// The mayor __________ with money from the building fund.

have deep pockets (expr)

have a lot of money /// nhiều tiền /// David must __________ if he can afford a world cruise.

do sth on a shoestring (expr)

do sth with very little money /// làm với ít tiền /// She can dress well by making clothes and living __________.

shanty town (n)

area of poorly built huts for poor people /// khu ổ chuột /// The children living in the __________ had no shoes.

crippling (adj)

very harmful or damaging /// gây tàn phá /// Many died in the __________ conditions during the war.

harshly (adv)

severely /// khắc nghiệt /// She was criticised __________ for her bad behaviour.

laundry (n)

clothes that need to be washed /// quần áo giặt /// We do the __________ every Saturday morning.

scales (pl n)

weighing machine /// cân /// He weighed himself on the __________.

derive (v)

come from sth else /// bắt nguồn /// Many English words __________ from Latin and Greek.

respectively (adv)

in the order mentioned /// lần lượt /// George and Hannah bought a Fiat and a Renault __________.

mug (v)

rob sb in the street /// cướp (ngoài đường) /// The woman was __________ in the shopping centre.

nugget (n)

small piece of valuable metal /// cục vàng /// The __________ of gold found in the mine is worth a fortune.

savings account (n)

bank account for saving money that earns interest /// tài khoản tiết kiệm /// I have almost £10,000 in my __________ now!

turn sb down (phr v)

reject sb /// từ chối /// I applied for the job, but they __________ me __________.

VAT (abbr)

value added tax /// thuế VAT /// What is the __________ on books these days?

short of (sth) (adj)

not having enough /// thiếu /// I can't lend you money as I'm __________ cash myself.

in the region of (expr)

approximately /// khoảng /// There must have been __________ 1,000 people at the meeting.

accountant (n)

person who keeps or checks financial accounts /// kế toán /// The firm employs an __________ to control its finances.

fall behind (phr v)

fail to pay money on time /// chậm trả /// She lost her job and __________ with the rent.

deposit (v)

put money into a bank /// gửi tiền /// I __________ the money in your account yesterday.

cash flow (n)

movement of money into and out of a business /// dòng tiền /// They had mortgage problems due to poor __________.

money is no object (expr)

money is not a problem /// tiền không thành vấn đề /// __________, so spend as much as you like on the wedding.

down-and-out (adj)

without money, job, or home /// bần cùng /// The man was __________ and slept on a park bench every night.

spending spree (expr)

period of spending a lot of money /// mua sắm xả láng /// I bought three pairs of shoes on my __________ in the sales.

budgeting (n)

careful planning of expenses /// lập ngân sách /// __________ is essential if you want to save for a holiday.

make ends meet (expr)

have just enough money to live /// đủ sống /// We can only __________ if we avoid luxuries.

have money to burn (expr)

have more money than needed /// dư tiền /// Celebrities with __________ throw extravagant parties.

make a killing (expr)

make a very large profit /// kiếm đậm /// We __________ on the business deal, so the boss is pleased.

lavish (adj)

costing or spending a lot of money /// xa hoa /// They held a __________ party costing a fortune.

down-to-earth (adj)

practical and sensible /// thực tế /// Stan is __________ so his advice will be useful.

abject poverty (expr)

extreme poverty /// cảnh nghèo cùng cực /// Families in the shanty towns lived in __________.

filthy rich (expr)

extremely wealthy /// giàu nứt đố đổ vách /// The __________ rock star owns a mansion and three yachts.

dirt cheap (expr)

costing very little money /// rẻ bèo /// This watch was __________ - only five euros.

sweep (v)

spread quickly /// lan nhanh /// The news that the boss was retiring __________ the office.

smooth sailing (expr)

very easy progress /// thuận buồm xuôi gió /// The test was __________ for Harry as he had revised well.

retail industry (n)

business of selling goods to the public /// ngành bán lẻ /// He works in the __________ as a clothing store manager.

house-bound (adj)

unable to leave the house /// phải ở trong nhà /// Katy is __________ until her bad back gets better.

fake (n)

a copy made to deceive /// đồ giả /// The painting is not by Rembrandt; it's a __________.

revenue (n)

money a business receives /// doanh thu /// The company suffered a loss of __________ when their product was recalled.

at the expense of (expr)

doing sth that harms sb/sth else /// gây hại cho /// The factory owner profited __________ his workers.

vendor (n)

person who sells things /// người bán /// The market __________ was selling strawberries.

alley (n)

narrow road between buildings /// hẻm /// We walked down a narrow __________ to the next road.

date (n)

sweet brown fruit from a palm tree /// quả chà là /// We ate __________ for dessert in Egypt.

craftsman (n)

skilled worker who makes things by hand /// thợ thủ công /// These chairs were made by a local __________.

kaftan (n)

long robe worn in Middle Eastern countries /// áo choàng Kaftan /// Abdul's white __________ is made of cotton and linen.

auction (n)

public sale to the highest bidder /// cuộc đấu giá /// I bid for a PlayStation at an online __________ and won.