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The digital and financial rights era
2000s to present
Ad tracking
The process of collecting data about your online activity to serve targeted ads
(CCPA)
California Consumer Privacy Act
California consumer privacy act
A 2018 law giving Californians the right to know what data companies collect and request its deletion
Cancel Culture
A modern form of public backlash where individuals or companies face consumer boycotts due to controversial actions or statements
Click wrap agreement
A contract where users agree to terms by clicking “I agree” before using a service
Consumer data
Information companies collect about your habits, choices, or identity
Dark patterns
Design tricks used in apps or websites to manipulate users into actions like signing up or sharing data
(GDPR)
General Data Protection Regulation Act
GDPR
A European Union law that sets strict rules for how companies collect and use personal data
Influencer marketing
When individuals promote products to followers, often blurring the line between opinion and advertisement
Right to repair
A consumer’s movement pushing for laws that let individuals fix their own devices or use independent repair services
The consumer Movement
1960-1970
Consumer Advocacy
Public efforts to support stronger protections and rights for buyers
Consumer movement
A push in the 1960-70s to improve safety, labeling, and transparency
Consumer Product Safety Act (1972)
Create Dan agency to recall unsafe products and set safety rules
Esther Peterson
Advocate for product labeling and education; led the Office of Consumer Affairs in the 60s
Magnuson-Moss Warranty Act (1975)
Gave consumers the right to understand and enforce warranties
National Traffic and Motor Vehicle Safety Act
Created safety standards for cars and required seat belts
Ralph Nader
Wrote “Unsafe at Any Speed”, which exposed car safety issues and sparked consumer reforms
Right to Know
The idea that consumers have the a right to clear, accurate information about products they use
Whistleblower
Someone who reports unsafe or unethical practices within a company
The Progressive Era
1900-1920s
Child Labor Reform
A major effort in the early 1900s to stop the widespread use of children in dangerous, low wage factory jobs
(USDA)
Department of Agriculture
USDA
Began inspecting meat in 1906 after public outrage over unsanitary practices revealed in the “The Jungle”
Florence Kelley
Progressive reformer who fought against child labor and unfair working conditions; co-founded the National Consumers League in 1899
(FDA)
Food and Drug Administration
FDA
Created in 1906 through the Pure Food and Drug act to oversee food and medicine safety
Muckrakers
Journalist in the progressive era who exposed unsafe, dishonest, or abusive practices.
Pure food and drug act(1906)
The first major law to protect consumers from unsafe or mislabeled food and medicine
Triangle Shirtwaist Factory Fire(1911)
A deadly NYC garment factory fire that killed 146 workers and led to major reform in the workplace
Upton Sinclair
Author of “The Jungle” , whose espouse on the meat packing industry led to food safety laws
The New Deal Era
1930s
Consumer Protection
A key goal of the New Deal polices, aimed at making markets fairer and safer
Eleanor Roosevelt
A key advocate for civil rights, workers rights, and consumer welfare
(FTC)
Federal Trade Commission
FTC
A 1914 agency that enforces consumer protection laws and fights unfair business practices
Frances Perkins
First women U.S cabinet member; led labor reforms and workplace protections during the New Deal
Health and Sanitation
A major focus of the New Deal programs, especially to improve rural living conditions
Monopoly
When one company controls a market, reducing competition and limiting consumer choice
Sherman Antitrust Act (1890)
First federal law to ban monopolies and promote fair competition
Truth Labeling
Requires product labels to list, honest and accurate information so consumers can make informed choices
Wagner Act (1935)
Guaranteed workers, the right form unions and bargain collectively