chp 6 - loans and housing decisions

mainstream vs alternative lenders

payday loans

how to calculate the APR of a loan

pawn shops and title loans

pros and cons of alternative loans

importance of personal loans

truth in lending act

types of personal loans

secured vs unsecured loans

installment credit

line of credit

deposit advance

peer-to-peer (P2P) lending

obtaining financial aid

federal student loans

direct subsidized loans

direct unsubsidized loans

direct PLUS loans and direct consolidations loans

payback period calculation

saving for college

taxable savings

savings bond

roth IRA

529 plan

coverdell educational savings account (CESA)

other ways to help pay for college

use assets

steps in purchasing an automobile

buyings vs leasing (car)

renting vs buying (house)

front-end and back-end ratio

housing equity