California Driver's Handbook Permit Test - Section 10: Financial Responsibility, Insurance Requirements, and Collisions

When you drive and go for a drive test, you must have your proof of:

financial responsibility (insurance)

If you get into a collision, you must:

show proof to the other drivers involved in the collision

Your insurance must cover at least _____ for a single death or injury

$15,000

Your insurance must cover at least _____ for death or injury to more than one person

$30,000

Your insurance must cover at least _____ for property damage

$5,000

If you cannot afford liability insurance:

you may be eligible for the California Low Cost Automobile Insurance Program

The most common causes of collisions are:

- Driver distractions

- Unsafe speed

- Improper turns

- Not following the right-of-way rules

- Not following stop signals and signs

- Driving on the wrong side of the road

- A vehicle traveling faster or slower than the flow of traffic

If you see a vehicle's emergency flashers ahead:

slow down. There may be a collision or other road emergency. Pass carefully

If you are in a collision, you must:

stop. Someone could be injured and need your help. Failing to stop or leaving the scene of an accident is called a hit-and-run.

If you are in a collision, call:

911 right away if anyone is hurt

If you are in a collision, move your:

vehicle out of traffic if no one is hurt. Then call 911

If you are in a collision, show your:

driver's license, vehicle registration card, insurance information, and current address to the other driver, law enforcement officer, and anyone else involved in the collision

If you are in a collision, you must make a ____ to law enforcement within __ hours of the collision if anyone is _______. Your insurance agent, broker, or legal representative can also file the report

report, 24, injured or killed.

If you are in a collision, try to:

find the owner if you vehicle hits or rolls into a parked car or other property. If you cannot find the owner, leave a note with your name, phone number, and address. Securely attach the note to the vehicle or property. Report the collision to law enforcement

If you are in a collision and kill or injure an animal:

call the nearest humane society or law enforcement. Do not try to move an injured animal.

If you are in a collision, you must report it to the DMV within ___ days if the collision caused _________

10, more than $1,000 in damage to property

If you are in a collision, you must report it to the DMV within __ days if anyone was ________

10, injured or killed (This applies even if the injuries were minor)

Each driver reporting a collision must file a:

Report of Traffic Accident Occuring in California (SR 1) with DMV

If you fail to file a report:

your driving privilege will be suspended. Law enforcement will not make a report for you

If you are in a collision and do not have ___________, your driving privilege will be _____ for up to ____. It does not matter who was at fault.

proper insurance coverage, suspended, 4 years

You can get your driver's license back during the last _ years of suspension if you provide a ________ and maintain it during the ___ period

3, California Insurance Proof Certificate (SR 22/SR 1P), 3 year period

It is your responsibility to report the collision to DMV if it results in ______ or where anyone is ________. DMV will add it to your driver's record

$1,000 in damages, injured or dies