Real Estate Acronyms

ARM

adjustable-rate mortgage

AfBA

affiliated business arrangement

ADA

Americans with Disabilities Act

BPO

broker price option

CO

carbon monoxide

CRV

certificate of reasonable value

CFC

chlorofluorocarbons

CRA

Community Reinvestment Act

CMA

comparative market analysis

CERCLA

Comprehensive Environmental Response, Compensation, and Liability Act

CLUE

Comprehensive Loss Underwriting Exchange

CC&R

covenants, conditions, and restrictions

EMF

electromagnetic field

EIS

environmental impact statement

ESA

environmental site assessment

ECOA

Equal Credit Opportunity Act

FACTA

Fair and Accurate Credit Transactions Act

FSA

Farm Service Agencyth

the Fed

Federal Reserve System

GFE

Good Faith Estimate

GIM

gross income multiplier

GRM

gross rent multiplier

GEM

growing equity mortgage

HOPA

Housing for Older Persons Act

LLC

limited liability company

LE

Loan Estimate

LTV ratio

loan-to-value ratio

MDIA

Mortgage Disclosure Improvement Act

MIP

mortgage insurance premium

MLS

multiple listing service

PHRA

Pennsylvania Human Relations Act

PUD

planned unit development

POB

point of beginning

PCB

polychlorinated biphenyls

PMI

private mortgage insurance

PTFA

Protecting Tenants at Foreclosure Act of 2009

PMM

Purchase money mortgage

RAM

reverse annuity mortgage

SFHAs

special flood hazard areas

SARA

Superfund Amendments and Reauthorization Act

TRID

TILA-RESPA Integrated Disclosure Rule

UST

underground storage tank

USPAP

Uniform Standards of Professional Appraisal Practice

UFFI

urea-formaldehyde foam insulation

HUD

Housing and Urban Development

BOCA

Building Officials and Code Administrators International, Inc.

UCC

Uniform Commercial Code

CCA

chromated copper arsenate

ACM

asbestos-containing material

EPA

Environmental Protection Agency

EIFS

exterior insulation finish systems

LBPHRA

Lead-Based Paint Hazard Reduction Act of 1992

RR&P

Renovation, Repair, and Painting

VOC

volatile organic compound

SBS

sick building syndrome

UF

urea-formaldehyde

UECA

Uniform Environmental Covenants Act

DEP

Department of Environmental Protection

PRP

potentially responsible party

HRS

Hazard Ranking System

SDWA

Safe Water Drinking Act

CWA

Clean Water Act

POE

point of ending

ILC

Improvement Location Certificate

USGS

United States Geological Survey