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What is a cost centre?
The departments of a business that incur costs, and are not involved in making any products, such as a factory or human resources
What is a profit centre?
The departments of a business that incur costs but also have revenue, so they are making profits
What are advantages of cost and profit centers?
The performance of individual parts of the business can be assessed - it allows for organization and control as you can see which department makes the most profit
Financial decisions can be made on a local scale which fit to that department
It identifies areas of weakness
What are disadvantages of cost and profit centers?
May cause rivalry between different departments
It is not always straightforward to know where to allocate costs, e.g., human resources may have caused some indirect costs, but it is put under the costs of financial department
What is a budget?
It is a plan for a business which shows expected the costs and revenues in a given time period. These can be set for the whole business or individual cost and profit centers.
What is a variance?
It is the comparison between the firms budget and its actual expenditure. The 2 types of variance are adverse and favourable
What is adverse variance?
This is a difference between the budget and the actual figures which is negative to the business.
What is favourable variance?
A difference between the budget and the actual figures that is positive to the business
An example of what a budget and variance sheet looks like
What are reasons for setting budgets?
It allows businesses to plan for the future and see what they can afford. It can help them to overcome financial problems
It helps businesses distribute finance across different departments and allow for coordination
It prevents overspending
It motivates managers and employees, as they gain responsibility
What are disadvantages of budgets?
If budgets are unrealistic it can be demotivating if these are not achieved
time consuming to prepare and constantly update