AUB Trust and Investments Group Guidelines and UITF Flashcards

Vocabulary flashcards detailing account opening requirements, document guidelines, investment characteristics, and investor profiles for Asia United Bank (AUB) Trust and Investments Group.

Client Information Form

An account opening document that requires filling in all fields, including the FATCA declaration, and signing at the bottom.

Signature Card

A document requiring the account holder to affix their signature four (4) times in the spaces provided and sign the Data Privacy Consent Form.

Blanket Letter of Instruction (LOI)

A document used to specify the settlement account number and account name for crediting interest or dividends.

Authorization to Debit Form

A form used to indicate the specific AUB Account Number from which account funding will be debited.

Latest GIS 2026

An additional document required for opening a Corporation Trust Account, submitted as a latest copy.

AUB Peso Money Market Fund

A UITF with a minimum initial investment of Php 10,000.00, minimum additional investment of Php 1,000.00, a 30-day holding period per contribution, an early redemption fee of 0.50% based on amount redeemed, a 0.30% trust fee, and a T+1 settlement date.

AUB Gold Dollar Fund

A UITF requiring a minimum initial investment of Usd 5,000.00, minimum additional investment of Usd 1,000.00, a 30-day holding period per contribution, a 0.50% early redemption fee, a 1.75% trust fee, and a T+1 settlement date.

AUB Peso Investment Fund

A UITF with a minimum initial investment of Php 10,000.00, minimum additional investment of Php 1,000.00, a 30-day holding period per contribution, a 0.50% early redemption fee, a 1.25% trust fee, and a T+1 settlement date.

AUB Equity Investment Fund

A UITF with a minimum initial investment of Php 10,000.00, minimum additional investment of Php 1,000.00, a 30-day holding period per contribution, a 0.50% early redemption fee, a 1.25% trust fee, and a T+3 settlement date.

Professional Fund Management

A key selling point of UITFs requiring individuals involved in managing funds to possess a high level of education, professional credentials, and appropriate investment managerial experience.

Instant Diversification

A key selling point of UITFs where risk is spread out so the client is not exposed to or invested in a single security.

Conservative Investor

An investor profile that invests majority in fixed income instruments like bank deposits, as well as partly in government securities, commercial papers, or corporate notes.

Moderately Conservative Investor

An investor profile that invests in fixed income instruments like bank deposits, government securities, commercial papers/corporate notes, and preferred shares.

Aggressive Investor

An investor profile that invests the majority of its portfolio in equities and is suitable for the AUB Equity Investment Fund.

Order Cut-off Time

The mandatory daily deadline for all UITF orders, which is 12:00 noon.

PDIC Coverage

A regulatory status indicating that Unit Investment Trust Funds (UITFs) are not covered by the Philippine Deposit Insurance Corporation (PDIC).