Thẻ ghi nhớ: FINANCE | Quizlet

make a profit

verb /meɪk ə ˈprɒfɪt/ kiếm lời Our company finally made a profit last year.

make a loss

verb /meɪk ə lɒs/ bị lỗ The restaurant made a loss during the pandemic.

extravagant

adj /ɪkˈstrævəɡənt/ hoang phí She's too extravagant with her shopping habits.

frugal / economical

adj /ˈfruːɡl/ /ˌiːkəˈnɒmɪkl/ tiết kiệm My dad is very frugal and careful with money.

current account

noun /ˈkʌrənt əˈkaʊnt/ tài khoản vãng lai I use my current account for daily expenses.

deposit account

noun /dɪˈpɒzɪt əˈkaʊnt/ tài khoản tiết kiệm She transferred money to her deposit account.

loan

noun /ləʊn/ khoản vay I took out a loan to pay for university.

mortgage

noun /ˈmɔːɡɪdʒ/ khoản vay thế chấp They applied for a mortgage to buy a house.

deposit money

verb /dɪˈpɒzɪt ˈmʌni/ gửi tiền I deposited money into my savings account.

withdraw money

verb /wɪðˈdrɔː ˈmʌni/ rút tiền I need to withdraw some money from the ATM.

wage

noun /weɪdʒ/ lương (theo giờ/tuần) Factory workers usually receive weekly wages.

salary

noun /ˈsæləri/ lương (theo tháng) Her salary increased after her promotion.

broke

adj /brəʊk/ cháy túi I'm completely broke after shopping.

bankrupt

adj /ˈbæŋkrʌpt/ phá sản The business went bankrupt in 2020.

shares

noun /ʃeəz/ cổ phần He bought shares in a tech company.

stocks

noun /stɒks/ cổ phiếu Stocks can rise or fall quickly.

dividends

noun /ˈdɪvɪdendz/ cổ tức Investors were paid high dividends this year.

income tax

noun /ˈɪnkʌm tæks/ thuế thu nhập We all have to pay income tax.

excise duty

noun /ˈeksaɪz ˈdjuːti/ thuế tiêu thụ đặc biệt Excise duties apply to alcohol and tobacco.

credit

noun /ˈkredɪt/ tín dụng / ghi có He has good credit so he got a car loan easily.

debit

noun /ˈdebɪt/ ghi nợ I used my debit card to pay the bill.

bank

noun /bæŋk/ ngân hàng I opened a new account at the bank.

building society

noun /ˈbɪldɪŋ səˌsaɪəti/ hiệp hội tín dụng nhà ở He got his mortgage through a building society.

discount

noun /ˈdɪskaʊnt/ giảm giá They offer a 20% discount for students.

refund

noun/verb /ˈriːfʌnd/ hoàn tiền I asked for a refund because the item was faulty.

bargain

noun /ˈbɑːɡən/ món hời, giá rẻ I got this jacket at a real bargain.

overpriced

adj /ˌəʊvəˈpraɪst/ quá đắt These shoes are totally overpriced.

exorbitant

adj /ɪɡˈzɔːbɪtənt/ đắt cắt cổ The hotel charged an exorbitant price.

worthless

adj /ˈwɜːθləs/ vô giá trị The product was cheap and worthless.

priceless

adj /ˈpraɪsləs/ vô giá (quý giá) Her support during my illness was priceless.

save money

verb /seɪv ˈmʌni/ tiết kiệm tiền I'm trying to save money for a new laptop.

invest money

verb /ɪnˈvest ˈmʌni/ đầu tư tiền They decided to invest money in real estate.

inflation

noun /ɪnˈfleɪʃn/ lạm phát Inflation is driving up food prices.

deflation

noun /ˌdiːˈfleɪʃn/ giảm phát The economy is experiencing deflation.

income

noun /ˈɪnkʌm/ thu nhập His monthly income is quite high.

expenditure

noun /ɪkˈspendɪtʃə(r)/ chi tiêu Our expenditure exceeds our income.

lend

verb /lend/ cho vay Can you lend me some money?

borrow

verb /ˈbɒrəʊ/ mượn I had to borrow money from my parents.

pension

noun /ˈpenʃn/ lương hưu She receives a monthly pension after retirement.

cost of living

noun /ˌkɒst əv ˈlɪvɪŋ/ chi phí sinh hoạt The cost of living has increased recently.

economize

verb /ɪˈkɒnəmaɪz/ tiết kiệm chi tiêu We had to economize after losing our jobs.

reduction

noun /rɪˈdʌkʃn/ sự giảm The store is offering a price reduction.

overdraft

noun /ˈəʊvədrɑːft/ thấu chi He had to pay a fee for going into overdraft.

market

noun /ˈmɑːkɪt/ thị trường The real estate market is booming.

unemployment benefit

noun /ˌʌnɪmˈplɔɪmənt ˈbenɪfɪt/ trợ cấp thất nghiệp Many received unemployment benefits during the crisis.

distribution of wealth

noun /ˌdɪstrɪˈbjuːʃn əv welθ/ phân phối tài sản The distribution of wealth is uneven in society.

interest

noun /ˈɪntrəst/ lãi suất, tiền lãi I earned interest on my savings account.

inherited

verb/adj /ɪnˈherɪtɪd/ được thừa kế He inherited a large sum from his grandfather.

tax rebate

noun /tæks ˈriːbeɪt/ hoàn thuế I received a tax rebate after filing my return.

on credit

phrase /ɒn ˈkredɪt/ mua chịu / mua trả sau I bought the TV on credit and paid later.