Insurance License Ch. 11

Non-owned Autos Only

employee using their own vehicle in the insured’s business

Non-Owned Auto

Symbol 9

Named insured which includes the business owner

Who is an insured?

permission

Anyone using a covered auto with the name insured’s _______ is an insured

worker’s compensation

Employee injuries are covered by…

Pollution

Liability coverage does not apply to this because it has its own policy

Worker’s Comp

Where is employee injury covered?

Collision

with any inanimate object

Comprehensive

Open peril except collision with another object

Specified Cause of loss

Comprehensive is the same as

named

Specified cause of loss is what type of peril

no

Is nuclear or war covered

Limit of Insurance

Most the policy will pay for loss in one accident

40,000

If truck is stolen and costs 40,000, what will be given?

Garage Operations - Other than Autos

Loss has to occur away from the premises