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Flashcards covering legal frameworks, negligence, risk management, and professional responsibilities for Group Fitness Instructors (GFIs).
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GFI
Group fitness instructors who must understand professional and business concerns to provide safe classes and protect themselves and participants legally.
Liability
Refers to responsibility; in a legal context, it concerns responsibilities recognized by a court of law.
Standard of care
The legal expectation that the quality of services provided in a fitness setting is commensurate with current professional standards.
Negligence
Failure to act as a reasonable and prudent person would act under a similar circumstance.
Act of omission
A form of negligence where an instructor fails to do something that should have been done, such as not preparing a safe exercise environment.
Act of commission
A form of negligence where an instructor does something that should not have been done, such as forcing an exhausted participant to continue.
Duty
The first element of negligence stating the defendant had a requirement to protect the plaintiff from injury.
Breach
The second element of negligence where the defendant failed to exercise the standard of care necessary to perform their duty.
Proximate cause
The third element of negligence where the failure to perform a duty was the direct cause of the injury.
Damages
The fourth element of negligence where the injury caused actual damage or loss to occur to the plaintiff.
Adequate instruction
Direction provided to participants before and during activity that is both sufficient and understandable.
Proper instruction
Instruction that is factually correct and reflects what a reasonable, prudent instructor would provide in the same situation.
Specific supervision
A type of supervision employed when a specific activity merits close attention to an individual participant.
Risk management: Avoidance
Removing the possibility of danger and injury by eliminating the specific activity entirely.
Risk management: Transfer
Moving the risk to others through tools such as waivers or insurance policies.
Risk management: Reduction
Modifying risks by removing or altering a specific part of the activity.
Risk management: Retention
Keeping the risk because the removal of it would also eliminate a potential health benefit.
Waiver
A document that releases the instructor and fitness center from all liability associated with an exercise program and includes a clause where the signer agrees not to sue.
Informed consent
A form used to make the dangers and benefits of a program or assessment known to the participant to provide a defense against lawsuits.
Agreement to participate
A document detailing the nature of an activity and its risks to demonstrate that the participant was made aware of normal outcomes and willingly assumed the risks.
Professional liability insurance
Insurance specifically designed to cover work within the health and fitness industry, including personal injuries resulting from exercise sessions.
Rider
A special addition to typical insurance policy provisions that explains specific details of when and where the policy applies.
Umbrella liability policy
A policy providing added coverage for all other insurance a person has in place, such as auto, home, and professional liability.
Independent contractor
A self-employed professional who typically provides their own equipment, works for multiple clients, and is paid by the job rather than regularly.
Employee
A worker whose employer exercises control over the details of work, provides training, and typically pays on a regular hourly or weekly basis.
Copyright law
Federal law protecting commercially produced creative expression, highly pertinent to music used in fitness classes.
Performance license
A license obtained from societies like ASCAP, BMI, or SESAC that allows for the public performance of copyrighted music.
Trademarks
Unique names, logos, and slogans that cannot be used for commercial purposes without expressed written consent from the owner.
Americans with Disabilities Act (ADA)
A 1992 law modeled after the Civil Rights Act that prohibits discrimination on the basis of disability and ensures equal access to public accommodations.
Confidentiality
The professional responsibility to protect personal data from health screening forms and conversations from public access.