SET 3D — Insurance, Financial Responsibility & Collisions

What must you carry when driving?

Proof of financial responsibility, such as insurance.

What are California's minimum insurance requirements for one person's injury or death?

$30,000.

What is the minimum coverage for injury or death to more than one person?

$60,000.

What is the minimum property-damage coverage?

$15,000.

Who is financially responsible for a driver's collision when the driver is under 18?

The parent or guardian takes financial responsibility.

Who takes financial responsibility once a driver is 18 or older?

The driver themselves.

What can happen if you are involved in a collision without proper insurance?

Your driving privilege can be suspended for up to 4 years, regardless of who was at fault.

What should you do if you are involved in a collision?

Stop.

What is leaving the scene of a collision called?

Hit-and-run.

What should you do if someone is injured in a collision?

Call 911 immediately.

If no one is injured, what should you do with your vehicle if possible?

Move it out of traffic, then call 911.

What information should you show the other driver and law enforcement after a collision?

Your driver's license, vehicle registration, insurance information, and current address.

If someone is injured or killed in a collision, when must a report be made to law enforcement?

Within 24 hours.

When must you report a collision to DMV?

Within 10 days if anyone was injured or killed or property damage exceeded $1,000.

Does it matter who caused the collision when determining whether you must report it to DMV?

No.

Does a collision on private property have to be reported to DMV if it meets the reporting requirements?

Yes.