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What information do you use to create a budget for the next 12 months?
What you learned from the previous 12 months.
What is one strategic question to ask when budgeting?
Can I shift more money into savings or debt repayment?
What is another strategic question to ask when budgeting?
Which spending categories can I reduce?
What is the goal of reducing spending in a budget?
To free up more money for saving, debt repayment, or investing.
What is inflation?
Inflation is the general increase in prices over time, which reduces the purchasing power of money.