AFH 1 Section 7 "Finance, Manpower and Resources"

26E5

______ fitness is equally as important as physical fitness to the overall well being of USAF members

Fiscal

What are 2 key aspects of individual financial responsibility

1) Establishment of a personal budget

2) Effective management of debt

Financial responsibilities including reviewing LESs on a _____ basis and filing travel ______ on a timely bases

monthly; vouchers

How is official government travel defined

Travel under official orders while performing duties pertaining to official government assignments such as TDY or PCS

Annual military pay raises are set by _______ and _______

Congress; President

IAW federal law, how will the 1 Jan annual pay raise be implemented

Automatically match the private sector wage increases, as measured by the employment cost index for the previous year

Why is the accuracy of your military pay date important

This date determines your length of service for pay purposes

Under what circumstances will the pay date be earlier than the date you enter RegAF

If you previously served in certain governmental agencies

Under what circumstances will your pay date be later than the date you entered RegAF status, resulting in a negative pay date adjustment

Periods of AWOL, desertion, sickness or injury due to personal misconduct

What document shows your entitlements, deductions, allotments, leave information, tac withholdings, and TSP and Roth TSP information

DFAS From 702

When should you apply increased attention to your LES entitlements such as BAH and COLA etc will change your pay more often than other changes

When PCSing

What system lets you view your LES and initiate changes to selected items affecting your pay

myPay

Military members are paid on a monthly basis with the option to receive payments how often

Once or twice per month

Why does the pay system have processing cutoff dates

For computing, preparing and transferring funs; so DFAS can stop processing transactions against pay accounts for the current period and begin the regular payroll process

While cutoff dates for the pay system fluctuate from month to month, when do they generally occur

Around the 6th for mid-month and the 20th for end of month paydays

Local, partial and emergency partial payments are normally only authorized in _____ areas where on-base military banking facilities are not readily available

OS

How can non-cash partial payments be made

Electronic funds transfer

What are partial payments limited to

The amount of pay and allowances the member has accrued to the date of the payment

Under what extenuating circumstances may a stateside member receive and emergency partial payment

If the payment is deemed time-sensitive and required within 24 hours due to unforeseen set of circumstances

Monetary _______ cover specific needs not provided by the government

allowances

Man military allowances are not _____ and thus an embedded benefit of military pay

taxable

The __________________ website has a complete list of all military benefits and entitlements

MyAirForceBenefits

Where can you view your annual Personal Statement of Military Compensation (PSMC)

On myPay

Often junior-grade enlisted members assigned to single-type government quarters at their duty station are required to eat in government dining facilities. What do they receive

A BAS and the discounted meal rate is deducted from their pay. If a meal is missed, they can submit a Missed Meal Voucher for compensation

What is the intent of BAH

Provide uniformed servicememebrs with accurate and equitable housing compensation when government quarters are not provided, based on costs in local civilian housing markets

How does BAH affect members living in privatized quarters

Rent must not exceed BAH entitlement, paid via allotment

Members without dependents residing in government single type quarters are entitle to partial BAH, unless what condition applies

The quarters exceed the minimum standards for single quarters for their grade

Members living in single type government quarters who pay court-ordered __________ may qualify for a differential

child support

Members who receive an OS housing allowance are reimbursed actual rental costs up to the maximum allowance rate for each locality, grand and dependency status. Describe the 2 types of IS housing allowance

1) Move-in housing allowance, based on the average costs for members who qualify

2) Monthly OS housing allowance, including rent and a utility/recurring maintenance allowance

The _______ allowance compensates members for added housing expenses resulting from enforced separation from dependents

Family Separation Housing (FSH)

What are the 2 types of FSH allowance

1) FSH-BAH

2) FSH-OS

FSH-BAH and FSH-OS are payable monthly in an amount equal to the without-dependent allowance rate for the member’s _______ and ______

grade; permanent duty station

Name the 2 types of clothing allowances

1) Clothing replacement allowance-basic

2) Clothing replacement allowance-standard

Which clothing replacement allowance is preliminary replacement allowance paid annually between the 6th and 36th month of RegAF status

Clothing replacement allowance-basic

Clothing allowance-standard automatically replaces clothing replacement allowance-basic after ____ months of RegAF status

36

Family Separation Allowance (FSA) is payable to members with ______, in addition to any other allowance or per diem to which a member may be entitled

dependents

The ______ pays qualified members for added expenses incurred because of an enforced family separation

FSA

When does FSA-Restricted apply

When transportation of dependents is not authorized at government expense, and the dependents do not live in the vicinity of the member’s duty station

When does FSA-Temporary apply

When a member is on TDY away from the duty station continuously for more than 30 days and the dependents are not residing at or near the TDY station, including beginning TDY before reporting to the initial station of assignment

What 2 OS allowances defray the higher than normal cost of living or procuring housing in certain OS locations

1) Temporary lodging allowance

2) Cost of living allowance

What does the basic needs allowance provide

Taxable monthly allowance for airmen who voluntarily apply

Who qualifies for the basic needs allowance

Airmen whose Gross Household Income (GHI) and household size places them below 150 personnel of Federal Poverty Guidelines for their geographical location

Servicemembers do not pay __________ on BAH and BAS which significantly increases their purchasing power for housing and food

federal tax

What allowance is available to members assigned to designated high-cost areas within CONUS

CONUS COLA

In addition to enlistment and retention bonuses, name several examples of special and incentive pay

1) Hazardous duty

2) Imminent danger

3) Special duty assignment

4) Enlisted flying duty

5) Hardship duty

_______ deductions are payroll deductions of certain amounts imposed by law

Involuntary

All pay is considered ______ for federal and state tax purposes

income

List 4 voluntary payroll deductions

1) FICA

2) Federal Income Tax Withholding

3) State Income Tax Withholding

4) Armed Forces Retirement Home (AFRH)

What act requires federal agencies to withhold Social Security and Medicare taxes from the basic pay of members covered by the Social Security Act and to pay matching taxes to the Social Security Administration

The Federal Insurance Contributions Act (FICA)

Which involuntary payroll deduction provides for national programs such as defense, community development and law enforcement

Federal Income Tax Withholding (FITW)

What determines whether a member must pay state taxes

The tax laws of their state of legal residency

For RegAF, what is the maximum monthly AFRH payroll deduction

1$ to support US Soldiers’, Airmen’s and Naval Homes

Voluntary deductions help servicemembers administer their personal finances, support family members and pay ___________

insurance premiums

What are allotments with limited use, such as charitable contributions, loan repayment to the AFAS, garnishment for commercial debts and delinquent travel charge card debt called

Nondiscretionary allotments

Members may control certain _______ allotments through myPay

discretionary

Members are not authorized to start allotments for the purchase, lease or rental of _______

personal property

How early should you sign up for a payroll allotment

30 days before the desired start month

What act established the TSP for federal employees

The Federal Employees’ Retirement Act of 1986

What does the voluntary TSP offer

Tax-deferred advantages similar to those of an IRA or 401(k) plan

What TSP contribution plan is taken out of your paycheck after your income is taxed

Roth TSP

A member is enrolled into the BRS if they enlisted on or after 1 January _______ and will be automatically enrolled in the TSP at the level of 5 % of individual contribution from their monthly basic or inactive duty pay

2018

For members enrolled in BRS, when do contributions begin and how are they calculated

From the beginning of the first pay period following the members 60th day of service and calculated from the Pay Entry Base Date

As of January 2023, the maximum annual TSP contribution is _______ for deferred and Roth contributions and up to ______ total combine deferred/exempt Traditional and Roth contributions

22,500; 66,000

Members are authorized to contribute up to __ % of their basic pay to TSP

92

The max amount of SGLI coverage is ______

500,000

SGLI automatically gives eligible members life insurance coverage when on RegAF status and or training for an ordered period of more than _____ days

30

____ covers military and family members for life insurance

SGLI

How much are monthly deductions for SGLI spouse and dependent coverage

For spousal coverage, the deduction depends on the amount of coverage. Each child is covered for 10,000 at no cost to the member

When are SGLI and family SGLI premiums deducted from a members pay

Each month

What office holds primary responsibility for administering the SGLI program

Military Personnel Section

Paying financial obligations in a proper and timely manner is one financial responsibility of military members. What are 3 more

1) Providing adequate financial support of a spouse, child or any other dependent for whom the member receives additional allowances to support

2) Complying with the financial support provisions of a court order or written support agreement

3) Responding to applications for involuntary allotments of pay within suspense dates

DAFI _______, Personal Financial Responsibility, establishes administrative and management guidelines for alleged delinquent financial obligations and for processing financial claims against USAF members

36-2906

Commanders attempt to respond to financial complaints within ____ days

15

What action can your commander take if you fail to satisfy a legitimate financial oblogation

Take administrative or disciplinary action

Retired members retirement pay is not safe from _________ for child support and alimony obligations

garnishment

The USAF can withhold your pay without your consent for debts owed to federal government, but they must notify you and give you a chance to repay the debt (due process) if it exceeds 100$. What exceptions apply

Due process may not be completed before starting collection action if:

1) The individuals estimated date of separation is not sufficient to complete collection and the USAF would be unlikely to collect the debt

2) The collection action can be completed within 2 monthly pay periods

Can the USAF collect debts involving any federal agency, unserved portions of a retention bonus or a family member’s delinquent hospital bills

Yes

Name 2 military members can request relief from valid debts to the federal governemnt

Waivers for:

1) Remission

2) Debt

When might waivers for erroneous pay or allowances be gratned

When there is no indication of fraud, misrepresentation, fault or lack of good faith on the part of the member or any person with an interest in obtaining a waiver

Who rules on all waivers of claims for erroneous payments of pay and allowances

DFAS

Who may apply for remission of an enlisted member’s indebtedness to the US

A RegAF, separated member or their commander

The USAF may not remit or cancel any debt due to non collection of ________ forfeiture

Court martial

What 3 factors does the USAF consider when reviewing a request for remission of indebtedness

1) The circumstances creating the debt

2) The member’s good faith

3) Financial hardship

What types of travel do authorized expenses and allowance apply to

PCS and TDY

Costs associated with official travels are often ______, but individuals must understand and adhere to specific travel regulations accurately and within a timely manner

reimbursable

PCS _______ and expenses cover transportation, lodging, household goods etc

allowances

When military members PCS, there are travel allowances for expenses related to transportation, lodging, household goods etc. What method is authorized and encourage to pay for these related expenses

Individually Billed Account (IBA) and Government Travel Card (GTC)

What are the 13 PCS allowances and expenses

1) Advance payments

2) Shipment of household goods

3) Dislocation allowance

4) Shipment of unaccompanied baggage

5) Mobile home shipment

6) Shipment of POV

7) Government-procured transportation

8) Use of privately owned conveyance

9) Personally procured transportation

10) Mixed modes

11) Dependent travel

12) Temporary lodging expense

13) Temporary lodging allowance

What are PCS advance payments provided for

Help fund extraordinary expenses related to government relocation orders not covered by other entitlements

How many months of PCS advance payment are available

Up to 3 months of basic pay

Which grade requires their immediate commander’s approval for PCS advance payments

E-3 and below

For PCS advancements, the immediate commander’s approval is required for all Airmen who request a repayment period greater than ______ months or request an amount greater than ____ months of basic pay

12; 1

For PCS advancements, repayment of periods of greater than 12 months are only approved when

Cases of financial hardship

What is the authorization of PCS shipment of household goods at government expense based upon

Weight limits, grade of the member and number of dependents

Members are reimbursed if they personally arrange their PCS shipment of HHG based on the maximum HHGs _________

weight allowance

The SecDef determines the rate of pay for PCS dislocation allowances. Who is eligible for this allowancer

1) All members with dependents when dependents relocate their HHG in conjunction with a PCS

2) Members without dependent if they are not assigned permanent government quarters upon arrival at the new permanent duty station

PCS shipment of unaccompanied baggage refers to the portion of the weight allowance transported separately from the major or bulk of HHGs, usually in an expedited mode. How is this limited

It is limited to a max of 1,000 lbs (net) when expedited by commercial air

Members who own a mobile home and PCS may be paid mobile home shipments in lieu of __________

household goods

Can members with PCS orders personally arrange or contract personally for the moment of their mobile home

Yes

When authorized, members may ship one privately owned vehicle at government expense if ordered to PCS to, from or between locations OS. What alternative may be authorized when shipment is prohibited or restricted

Storage may be provided