CALM 20 final

3 c's of credit

Character, Capacity, Capital

credit limit

the maximum amount that you may charge on your credit account

What is a resume?

a brief account of a person's education, qualifications, and previous experience, typically sent with a job application.

career

An occupation undertaken for a significant period of a person's life and with opportunities for progress.

job sharing

To share the responsibilities and duties of a single full time job with one or more other employees.

job shadowing

A short-term experience that allows the student to follow an experienced worker and see the day-to-day activities of a particular career.

self-inventory

a list of subjects that you know about and find interesting

what is a trade?

the action of buying and selling goods and services.

what is career planning

It is looking beyond simply getting a job to position oneself for more challenging and diverse work in the long term.

net earnings

The amount left after total deductions are subtracted from gross earnings; take home pay.

gross earnings

total amount earned by an employee for a pay period before deductions

RRSP (Registered Retirement Savings Plan)

pre tax money placed into rrsp and grows tax free but you have to pay it back eventually

investment

spending on capital equipment, inventories, and structures, including household purchases of new housing

what is the credit bureau

an agency that collects information on how promptly people and businesses pay their bills

monthly budget

Planned income and expenditures for a calendar month

what is a financial plan

an outline of your expense needs and goals and how you expect to meet them

what is a security deposit used for

if damage other than normal wear and tear has occurred the landlord can deduct the cost from the security deposit

What is subletting?

when the rental property is sublet

what rules must a landlord follow when entering your home

they have to give you a 24 hour notice

What is wellness?

an overall state of well-being or total health

What is bulimia nervosa?

binge eating and purging

anorexia nervosa

an eating disorder in which an irrational fear of weight gain leads people to starve themselves

What causes stress?

you experience stress when situations, events, or people makes demands on your body and mind

what is fight or flight

When your body provides energy, reflexes, and strength to help respond to different stresses

Protein

A three dimensional polymer made of monomers of amino acids.

Carbohydrates

the starches and sugars present in foods

Fats

lipids that are solid at room temperature

what is sexual assault

Sexual assault is a crime defined as intentional sexual contact, characterized by use of force, physical threat or abuse of authority or when the victim does not or cannot consent.

what is sexual harassment

Behavior that is unwelcomed, sexual in nature, and connected in some way with a person's job or work environment.

What is consent?

permission for something to happen or agreement to do something.

date rape drugs

powerful sedatives that render a rapist's potential victim unconscious or otherwise unable to resist; also known as club drugs

STI meaning

Sexually transmitted infection

symptoms and signs of STIs

pain when peeing,a rash,itchy,blisters and sores

S.M.A.R.T. goals

Specific

Measurable

Achievable

Relevant

Time-bound

Verbal/Linguistic

People with high verbal linguistics abilities display a facility with words and languages. They are typically good at reading,writing stories,and memorizing words along with dates.

Logical-Mathematical

Ability to understand logical reasoning and problem solving; math, science, patterns, sequences

Visual/Spatial

Spatial judgment and the ability to visualize things. Think of people who "think pictures",can also solve Rubik's Cube game very quickly or can spot tiny differences between seemingly identical pictures

musical

relating to music; skilled at music

bodily-kinesthetic

this ability involves the ability to control one bodily motions or the ability to handle objects skillfully.Think of talented athletes,dancers or actors

Interpersonal

Interactions with others.Individuals with high interpersonal ability tend to be keenly aware of others' moods, feelings and motivations and tend to like working as part of a group.Thinki of politicians or really good sales people

Intrapersonal

introspection and self-reflection capacities.This refers to having deep understandings of one's own strengths/weaknesses and predicting one's own reactions Think of someone who is really good and setting and achieving self-goals bases on an understanding of what he/she can accomplish

Naturalistic

relating to one's natural environment.Think of botanists, "nature lovers" who like being in the wild,pet lovers who relate well to animals,or even chefs who can create unique combinations of flavours