Money, Spending

To be widely accepted

Ex: Cash is widely accepted across Vietnam while there are only certain places that accept cards.

Được chấp nhận rộng rãi

To make overseas transactions

Ex: Cards can be used to make overseas transactions with ease.

Thực hiện các giao dịch ở nước ngoài.

To be eligible for many discounts

Ex: One advantage of owing a bank account is that card holders are eligible for many discounts.

được hưởng nhiều chiết khấu

The leak of bank account details

Ex: The leak of bank account details can lead to unimaginable loss to owners.

việc rỏ rỉ thông tin tài khoản ngân hàng

The purchasing power

Ex: If the government couldn’t control the inflation rate, the purchasing power of the average wage would fall significantly.

sức mua

To incorporate personal finance education

Ex: Schools should consider incorporating personal finance education into the curriculum.

lồng ghép giáo dục tài chính cá nhân

To avoid making bad financial decisions

Ex: Financial literacy would help children avoid making bad financial decisions in the future.

avoid wasting money

To manage personal finances

Ex: Lessons about managing personal finances teaches children how to save up money for future spendings.

quản lý tài chính cá nhân

To cost an arm and a leg

Ex: I would love a trip to Europe but it would definitely cost an arm and a leg.

expensive

A rip-off

Ex: I’ve been to that concert before and it was a rip-off to charge me $400.

một thứ không xứng với số tiền bỏ ra để mua

To tighten my belt

Ex: I’ve had to tighten my belt since I lost my full-time job due to the pandemic.

thắt lưng buộc bụng

To save money for a rainy day

Ex: I have always limited my spendings each month to save money for a rainy day.

in urgent need

A throw-away society

Ex: A throw-away society encourages a wasteful and materialistic lifestyle,

throw lots of things away

To stimulate the economy

Ex: Over the course of the pandemic, numerous attempts to stimulate the economy by dropping interest rates have been made by the banks.

kích thích nền kinh tế

To live on a low income

Ex: I moved out and started living on a low income not too long ago, so I need to learn how to be financially responsible.

sống với mức thu nhập thấp

To be in the red

Ex: My mom warned me that I could be in the red and run out of money at the end of each month if I didn’t spend wisely.

cháy túi

To set savings goals

Ex: I should start making my own financial decisions by setting savings goals first.

đặt mục tiêu tiết kiệm

To cut back on my spending
Ex: My savings goals this month are to cut back on my spending and to not overspend on necessities.

cắt giảm chi tiêu

To balance the expense

Ex: There are various difficulties in maintaining good spending habits and balancing the expense.

cân đối chi tiêu

To feel financially secure

Ex: On payday, I always put parts of my salary to a saving account in order to feel financially secure.

an tâm về tài chính

materialistic lifestyle

lối sống vật chất

on-the-job experience

kinh nghiệm thực tế

card holders

chủ thẻ

be of paramount importance to sb

rất quan trọng

allocate the national budget

phân bổ ngân sách quốc gia

well, I can’t say for sure but …

tôi không chắc chắn nhưng

to bring nothing but benefits

không mang gì cho ngoài lợi ích