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Owners capital
Money invested into the business by the owner through personal savings
Why might a business sell unused assets?
To quickly raise cash for expansion or cash-flow problems.
Drawback of selling assets
The asset may be needed later for production or operations.
share capital
selling shares to investors
ADV abd DISADV of share capital
adv - no repayment required
disadv - shareholders expected returns
venture capital
Investment from specialist investors
ADV and DISADV of share capital
adv - expertise provided
disadv - investors may expect high returns
Trade credit
Buy now from suppliers pay later
business angel
a wealthy individual who invests money in a business
why may limited liability help raise finance
investors may see the business as more formal - lower personal risk encourages investment
why is cashflow forecast useful when applying for finance
shows expected inflows/outflows and whether the business can repay finance