CRIM- FRAUD AND CYBER CRIME

"Fraud"

"Deceit or trickery for financial gain"

"Identity Theft"

"Acquiring someone else's personal information for illegal gain"

"Tax Fraud"

"Intentional failure to pay taxes owed"

"Insurance Fraud"

"Deception to obtain financial gain from insurance"

"Economic Loss"

"Financial damage caused by fraud"

"Check Fraud"

"Fraud involving checks"

"Card Fraud"

"Fraud involving credit or debit cards"

"Debit Card Fraud"

"Fraud using debit cards"

"Credit Card Fraud"

"Fraud using credit cards"

"Prepaid Card Fraud"

"Fraud using prepaid cards"

"Government Benefits Fraud"

"Fraud related to government assistance"

"New Account Fraud"

"Fraud involving new credit card accounts"

"Misc Identity Fraud"

"Various types of identity-related fraud"

"Consumer Risk"

"Likelihood of becoming a fraud victim"

"Offline Consumers"

"Less at risk, higher losses when victimized"

"Ecommerce Shoppers"

"Higher risk of card fraud"

"Social Networks"

"Risk of account takeover fraud"

"Tax Identity Fraud"

"Using personal info to file fraudulent tax returns"

"Fraud Statistics 2018"

"23 million affected, 15 billion loss"

"Fraud Statistics 2021"

"24 billion loss, 79% increase from 2020"

"Tax Identity Fraud"

"Uses personal info to file fraudulent tax return, victim unaware until filing"

"Tax Fraud"

"Intentional failure to pay taxes owed, IRS estimates $1 trillion annually"

"Insurance Fraud"

"Costs 80 to 300 billion annually, raises premiums"

"Victimization Risk"

"Higher for digitally connected consumers, predominantly women"

"Tax Return Filing"

"Victims notified by IRS of prior filing, refund sent out"

"Self Employment Income"

"Common source of tax fraud, failure to report"

"Offshore Accounts"

"Used to hide assets, common in tax fraud"

"Arson Fraud"

"Collecting fire insurance through arson"

"Health Insurance Fraud"

"Fraudulent claims in health insurance"

"Auto Insurance Fraud"

"Accounts for at least 29 billion annually, no accident occurred"

"Tax Evasion"

"Intentional failure to pay taxes, similar to tax fraud"

"IRS"

"Internal Revenue Service, monitors tax compliance"

"Economic Spectrum"

"Tax fraud committed by individuals and businesses across all levels"

"Wealthiest Tax Fraud"

"1 percent of Americans commit 163 billion in tax fraud annually"

"Insurance Premiums"

"Increased by fraud, up to $700 per year"

"False reports"

"Filed claims, insurance fraud"

"Minor accidents"

"Staged incidents, insurance collection"

"Staged accidents"

"Planned incidents, insurance claims"

"Whiplash exaggeration"

"Inflated injury claims, real accidents"

"Abandoning car"

"Hiding vehicle, pretending theft"

"Pretending injury"

"Faking harm, accident scene"

"Hacking"

"Unauthorized access, identity theft"

"Phishing"

"Email scams, sensitive information"

"Malware"

"Malicious software, computer performance"

"Copyright infringement"

"Violation of copyright, plagiarism"

"Ransomware"

"Data encryption, payment demand"

"Vishing"

"Voice scams, phone calls"

"Smishing"

"SMS scams, text messages"

"Cyberstalking"

"Online harassment, intimidation"

"Social media frauds"

"Fake accounts, scams"

"Social engineering"

"Psychological manipulation, fraud"

"Cost of fraud"

"Financial losses, identity theft, tax fraud, insurance fraud"

"Identity theft cost"

"15 billion"

"Tax fraud cost"

"1 trillion"

"Insurance fraud cost"

"80 to 300 billion"

"Total fraud impact"

"At least 1 trillion"

"Trillion"

"1,000 billion"

"Property crimes"

"16 billion annually"

"Fraud perception"

"Victimless, less obvious harm"

"Fraud characteristics"

"No physical violence"

"Property crime impact"

"Safety concerns, space invasion, property damage"