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What are the financial needs and wants of those over 60?
Fewer dependents.
May downsize home as empty nest.
Less need to buy assets.
What actions and products are needed for those 60+?
Mortgage may be paid off.
Pension from 67ish.
Foreign holidays.
Why may individuals and businesses plan and budget their expenditure?
To purchase a house or high-cost item.
To avoid getting into debt.
To maintain a good credit rating.
To avoid bankruptcy.
What does it mean to be solvent?
Having the ability to meet your day-to-day living expenses and repay your debts.
(a primary financial objective).