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five foundations what is the 1st?
save 500 dollars for an emergency fund
five foundation 2nd?
get out of debt
five foundation 3?
pay cash for your car
five foundation 4?
pay cash for college
five foundation 5
build wealth and give
financial literacy
The knowledge and skillset necessary to be an informed consumer and manage finances effectively.
consumer
A person or organization that buys or uses goods and services.
interest
A fee paid by a borrower to the lender for the use of borrowed money; also, interest earned on deposits.
SMART goals
Specific, Measurable, Attainable, Realistic, and Time-bound goals.
personal finance
All financial decisions and activities of an individual, including budgeting, insurance, saving, and investing.