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Capitation
A set fee paid to cover a person’s health needs, regardless of the care actually required.
Catastrophic Cap
An upper limit on the amount of out-of-pocket expense an insurance subscriber is required to pay each year.
Copay
The portion of a health care bill the patient is required to pay when services are rendered.
Deductible
The amount of out-of-pocket medical expense an insured individual is required to pay before receiving financial assistance from the insurer. For example, you may pay the first $500 of an ER bill, and insurance will pay 80% if the remaining cost.
Diagnosis-related groups (DRGs)
Flat-rate reimbursement amounts for specified inpatient hospital procedures
Fee-for-service
The practice of paying a care provider for specific care provided, as opposed to a capitated amount paid in advance regardless of services rendered.
Health Maintenance Organization (HMO)
A managed care organization that offers enrollees a variety of health services for a set monthly fee and copays. Care providers are usually employed directly by the HMO and provide services only to HMO members.
Third-party payer
A benefits provider (usually an insurance company) who is separate from the patient and care provider. Common with traditional indemnity insurance but less common in managed care.
Universal Coverage
The provision that all citizens (and in some countries, all temporary residents and visitors) are assured of health care.
Insurance Premium
A membership fee paid by subscribers in a conventional insurance or managed care plan. Usually deduced from one’s paycheck.
Health Savings Account (HSA)
A tax-exempt savings plan in which people can set aside money to pay for medical bills. People qualify for an HSA if they are a part of a high deductible health plan. Money saved can be used over many years
High Deductible Health Plan (HDHP)
A managed care plan with lower than average premiums but higher deductibles and out-of-pocket spending caps. Most HDHPs qualify members to establish an HSA.
Individual Mandate
A rule requiring everyone to have health insurance
Managed Care
A health care system in which income, resources, and health services are supervised by a managing body, such an an HMO or PPO. Patients pay the organization a set fee (premium) each month to receive health services.
Multi-payer
A system in which health insurance is provided by a variety of sources, usually including both private companies and government programs. May involve universal coverage or not. Typically funded by a mix of individual contributions and taxes.
Preferred Provider Organization (PPO)
A managed care organization that pays independent care providers a discounted fee for each service they provide to PPO members. Patients may visit providers not on the preferred list, but they pay higher fees to do so.
Prospective Payment Structure
A system in which reimbursements are established in advance rather than after care has been provided.
Single-Payer
a system of universal coverage in which one source (a government agency or a privately run nation health insurance plan) pays the bills for everyone’s health care. Usually funded by tax dollars.
Health
The state of complete physical, mental and social well-being.
Communication
Transmission and exchange of information
Transactional Model of Communication
reciprocal - sending and receiving messages
Collaborative Sense Making
Multiple Layers of Meaning
Context and Culture
Health Communication
Study and use of communication strategies to inform and influence individual and community decisions that enhance health
Socio-Ecological Model of Health
The Individual → fundamental, personal decisions
The social network → relationships, groups
The organization → formal groups; workplace, schools, health institutes
The community → create more healthy structures and policies
The society → norms, values, laws
Biomedical Model
Focus on physical needs, conventional Western medicine, body treated as a machine
Biopsychosocial Model
Considers people’s biology, psychology, and social roles
Sociocultural Model
Health behaviors reflect personal, social, and cultural influences
6 Reasons to Study Health Communication
Communication necessary to successful healthcare encounters
Media portrayals affect health behaviors
Communication affects coping skills
Good communication saves time and money
Communication helps health care organizations run effectively
Healthcare industry growing
Preventive Care
Care a patient receives to prevent illness and disease before it starts
Medicare
Federal health insurance program for elderly/some disabled Americans
Medicaid
Assistance program that serves low-income people of any age
Descartes’ Dualistic Model
Nature of the body and mind are different; separation of Western medicine into two branches
Holistic Medicine
Considered the whole person, combines mind and body
Affordable Care Act (2010)
Individual mandate and universal health care in the US.
Emergency care, outpatient care, inpatient hospitalization, maternity and newborn care, mental health services, prescription drugs, rehabilitation for injury and disease recovery, lab work, pediatric care, and preventive care.
Therapeutic Privilege
The right for doctors to withhold information from patients if they think the information would do more harm than good; only ethical in emergency situations
Blocking
When a provider steers the conversation away from certain topics
Patronizing
Treating patients as inferior
Marginalizing
Treating a patient as less significant because they belong to a marginalized group (race, gender, sexulaity, etc)
Disclosure Decision Making Model
How patients evaluate what they tell a care provider
What can I predict?
How will they respond?
Can I share info effectively?
Collaborative Model of Patient-Caregiver Communication
Active partnership between patient and caregiver; patient is both a problem-solver and decision-maker
Narrative Medicine
Medicine that recognizes that storytelling has profound implications for life and healing
Voice of Lifeworld
Patient perspectives in health care
PACE Method
Patient method for communicating health needs
Present information
ask questions
check understanding
express concerns
Informed Consent
Patients are given information (including risks and benefit) about medical procedures to help them decide if they want to accept or refuse treatment
Tertiary Identity
Label that defines simultaneously the illness and a persons alignment to it
Reactions to Illness
Supernormal Identity → Illness will not prevent their life
Restored Self → the illness has an impact but will not significantly change them
Contingent Personal Identity → confronting how the illness has changed their identity
Salvaged Self → illness and person become intertwined in identity