Deck 2 - Auto and CGL

What does PAP Part A cover?

Liability Coverage.

What does PAP Part B cover?

Medical Payments Coverage.

What does PAP Part C cover?

Uninsured/Underinsured Motorist Coverage.

What does PAP Part D cover?

Coverage for Damage to Your Auto.

What does PAP Part E cover?

Duties After an Accident or Loss.

What does PAP Part F cover?

General Provisions.

Which PAP coverage pays for injuries you cause to others?

Part A Liability.

Which PAP coverage pays medical expenses regardless of fault?

Part B Medical Payments.

What is uninsured motorist coverage?

Coverage when the at-fault driver has no insurance.

What is underinsured motorist coverage?

Coverage when the at-fault driver's limits are insufficient.

What is collision coverage?

Coverage when a vehicle hits another object or overturns.

What is comprehensive coverage?

Coverage for losses other than collision.

What is another name for comprehensive coverage?

Other Than Collision.

A vehicle hits a telephone pole. What coverage applies?

Collision Coverage.

A vehicle overturns. What coverage applies?

Collision Coverage.

A tree falls on a parked vehicle. What coverage applies?

Comprehensive Coverage.

A vehicle is stolen. What coverage applies?

Comprehensive Coverage.

Hail damages a vehicle. What coverage applies?

Comprehensive Coverage.

What does CGL Coverage A cover?

Bodily Injury and Property Damage Liability.

What does CGL Coverage B cover?

Personal and Advertising Injury Liability.

What does CGL Coverage C cover?

Medical Payments.

Which CGL coverage covers libel and slander?

Coverage B.

What triggers coverage under an occurrence policy?

The injury or damage occurs during the policy period.

What triggers coverage under a claims-made policy?

The claim is reported during the policy period.

What is an Extended Reporting Period (ERP)?

Extra time to report claims after a claims-made policy has ended.