Healthcare Insurances, Alphabet, and Education

HMO

Health Maintenance Organization. Gives you access to certain doctors and hospitals within its network. Costs less, lower rates, meet quality standards.

Medicare

Federally administered system of health insurance, covers people 65 years old and older. Paid by taxes, paid through 2 trust funds accounts.

PPO

Preferred Provider Organization. This type of plan provides more flexibility when picking a doctor or hospital. You can see a doctor or go to a hospital outside the network and still be covered. Costs more.

Workers’ Compensation

Provides medical and wage benefits to people who become ill or injured at work. Considered a social insurance because it relies on a social contract between management and labor. Covers payments for medical expenses, lost wages, and rehabilitation. Covered by each state. Purchased by each business.

Medicaid

Covers low-income people who are eligible to receive federally assisted income payments. Jointly administered federal and state health insurance program. Funded by government and states.

WHO

World Health Organization. Compile/gather stats and information on diseases, publish information, address serious problems in the world.

CDC

Center for Disease Control. Researches causes, spread, and control of diseases in a population.

NIH

National Institute of Health. Research diseases to reduce illness and disability. *publish articles

OSHA

Occupational Safety and Health Administration. Establish and enforce standards that protect workers from job related injury and illness.

FDA

Food and Drug Administration. Regulate food and drug products sold to the public and the United States.

Associates

2 years. EMT, x-ray technician, rad tech, medical assistant, physical therapist assistant (PTA), occupational therapist assistant (OTA).

Bachelors

4 years. Dental hygienist, BSN (Bachelors of Science in Nursing), biomedical engineer, respiratory therapist.

Masters

5-6 years. Physician assistant (PA), certified athletic trainer (ATC), speech language pathologist (SLP), OT (occupational therapist).

Doctorate

6+ years. Veterinarian, PT (physical therapist), dentist (DDS), psychologist, opthalmologist.