july june may pib

The Reserve Bank of India (RBI) introduced a new prudential framework to standardise how lenders manage, value, and dispose of immovable properties seized from defaulting borrowers. What is the term given to these acquired assets under the new guidelines?

Specified Non-Financial Assets (SNFAs)

Which institution introduced the new Prudential Framework for Specified Non-Financial Assets (SNFAs) to standardise how banks handle immovable properties acquired from defaulting borrowers?

Reserve Bank of India (RBI)

Under the RBI’s Integrated Ombudsman Scheme, 2026, within how many days must a customer escalate an unresolved complaint to the RBI Ombudsman after the financial entity's response window expires or after receiving its last communication?

90 days

Under the RB-IOS 2026, what is the maximum compensation the Ombudsman can award for "non-financial" losses (harassment/mental agony)?

₹3 Lakh

What is the maximum compensation the Ombudsman can award for consequential financial loss under the 2026 scheme?

₹30 Lakh

According to the data released by the Reserve Bank of India (RBI) in July 2026, what is the value of India's composite Financial Inclusion Index (FI-Index) for the fiscal year ending March 2026 (FY26)?

70.0

Which of the following parameters is given the highest weightage in the Reserve Bank of India’s (RBI) Financial Inclusion Index (FI-Index)?

Usage

According to the draft amendments released by the Reserve Bank of India (RBI) regarding Securitisation Notes (SNs), what is the minimum investment ticket size that must be maintained per investor at issuance and in all subsequent transfers?

₹1 crore

The Government of India has approved the RBI's proposal to introduce polymer banknotes for field trials in which of the following denominations?

₹10 and ₹20

Which institution owns and launched the Negotiated Dealing System–Order Matching (NDS-OM) platform, which Bloomberg integrated with to facilitate its first fully electronic Indian Government Bonds (IGBs) trade?

Reserve Bank of India (RBI)

Which of the following institutions publishes India’s national Financial Stability Report (FSR)?

Reserve Bank of India (RBI)

According to the RBI's Financial Stability Report (June 2026), the Gross Non-Performing Assets (GNPA) ratio of Scheduled Commercial Banks (SCBs) stood at what level as of March 2026?

1.8%

The Inflation Expectations Survey of Households (IESH) and the Urban Consumer Confidence Survey (UCCS) are released bi-monthly by which of the following institutions?

Reserve Bank of India (RBI)

Which of the following is NOT one of the three key surveys recently launched by the Reserve Bank of India (RBI) to gather inputs for monetary policy formulation?

Order Books, Inventories and Capacity Utilisation Survey (OBICUS)

The Reserve Bank of India (RBI) regularly conducts the Inflation Expectations Survey of Households (IESH) and the Urban Consumer Confidence Survey (UCCS). Across how many survey cities are these two specific urban/household surveys currently conducted?

19 cities

The Reserve Bank of India's revised bank board governance guidelines, effective from October 1, 2026, replace the old prescriptive seven-theme agenda framework with which type of approach?

Principles-based approach

What is the extended deadline for the Reserve Bank of India's (RBI) concessional dollar-rupee swap window for External Commercial Borrowings (ECBs) after its recent three-month extension?

March 2027

RBI recently granted a Type II NBFC-ND licence to the wholly owned subsidiary of which company, enabling it to expand into financial services?

Delhivery Ltd.

What is the minimum net worth requirement prescribed by the RBI for entities seeking authorization to set up and operate a Trade Receivables Discounting System (TReDS) platform?

₹25 crore

Which organisation has been recognized by the Reserve Bank of India (RBI) as the Self-Regulatory Organisation (SRO) for the Account Aggregator (AA) ecosystem?

Sahamati Foundation

What is the minimum net worth required by the Reserve Bank of India (RBI) for an entity to be recognized as a Self-Regulatory Organisation (SRO) for the Account Aggregator (AA) ecosystem?

₹2 crore

Under the revised Scale Based Regulation framework finalized by the RBI in June 2026, what is the absolute asset-size threshold required for a Non-Banking Financial Company (NBFC) to be classified under the Upper Layer (NBFC-UL)?

₹1,00,000 crore

How frequently will the Reserve Bank of India (RBI) review the asset-size threshold of ₹1 lakh crore set for identifying Upper Layer NBFCs?

Every three years

Under the RBI's Draft Master Direction on PPIs, what is the flat, standardized monthly limit proposed for Person-to-Person (P2P) fund transfers via Full-KYC digital wallets?

₹25,000

To mitigate anti-money laundering (AML) risks and curb untraceable flows, the RBI has proposed cutting the monthly cash loading limit for Full-KYC PPIs from ₹50,000 down to:

₹10,000

In the June 2026 announcement, which specific new tenors of Government Securities (G-Secs) and bonds were added to the Fully Accessible Route (FAR) universe to allow FPI investments without any quantitative limits?

15-year, 30-year, and 40-year G-Secs, along with Sovereign Green Bonds (SGrBs)

Under the proposed draft framework by the RBI, banks will be permitted to offer differential interest rates on bulk deposits based on which of the following regulatory frameworks?

Liquidity Coverage Ratio (LCR)

What is the current regulatory threshold for a single Rupee term deposit to be classified as a "Bulk Deposit" for Scheduled Commercial Banks (excluding RRBs) and Small Finance Banks?

₹3 Crore and above

According to the latest guidelines issued by the Reserve Bank of India (RBI), a "Single Rupee term deposit of ₹1 crore and above" in Regional Rural Banks (RRBs) is classified as which of the following?

Bulk Deposit

The RBI has proposed a streamlined framework to compensate small-value retail fraud victims up to:

₹25,000

What was the Reserve Bank of India's (RBI) net income before provisions in the Financial Year 2025–26 (FY26)?

Rs 3.96 lakh crore

According to the Master Directions on Authorisation to Operate a Payment System issued by the Reserve Bank of India (RBI), prospective and existing Payment System Operators (PSOs) must submit their regulatory applications through which centralized web-based portal?

PRAVAAH

Under the newly issued RBI Master Directions on Authorisation to Operate a Payment System, what is the validity period of the Certificate of Authorisation (CoA) granted to new Payment System Operators (PSOs)?

Perpetual basis

The Master Directions state that new investors from Financial Action Task Force (FATF) non-compliant jurisdictions cannot acquire significant influence in Indian PSOs. The aggregate voting rights for such investors are capped below what threshold?

20%

What is the minimum annual foreign exchange turnover mandated by the RBI for Full-Fledged Money Changers (FFMCs) to continue their operations under the 2026 regulations?

₹10 crore

What is the minimum annual foreign exchange turnover that a non-bank/non-NBFC AD Category-II entity must achieve within two years of authorization under the 2026 RBI regulations?

₹50 crore

According to the governance directions issued by the Reserve Bank of India, what is the mandatory cooling-off period required for a director of a co-operative bank after completing their maximum continuous tenure on the board?

3 years

What is the maximum continuous tenure an individual can serve as a director on the board of the same co-operative bank before taking a mandatory break?

10 years

What is the Reserve Bank of India's (RBI) proposed threshold limit for introducing a time delay on digital fund transfers to curb fraud?

₹10,000

What higher threshold limit are commercial banks seeking from the RBI for the proposed digital transfer delay?

₹25,000

Who has been appointed as the convener of the newly formed 8-member Quantum Secure and Adaptive Financial Ecosystem (Q-SAFE) expert committee by the Reserve Bank of India (RBI)?

Anil Prabhakar

The Reserve Bank of India (RBI) recently signed a revised Memorandum of Understanding (MoU) to enhance cooperation in central banking with which institution?

European Central Bank (ECB)

Under the revised RBI framework for cross-border outward remittances, which entity is solely responsible for ensuring compliance with FEMA regulations and KYC requirements for third-party tie-ups?

The Authorised Dealer (AD) Category-I Bank

Under the Liberalised Remittance Scheme (LRS) framework, resident individuals are allowed to overseas remit up to which maximum limit per financial year?

USD 2,50,000

Which bank recently received RBI's approval to acquire a stake of up to 9.99% in both AU Small Finance Bank and Federal Bank?

Kotak Mahindra Bank

As per the RBI’s submission to the Supreme Court in May 2026, how many banks have been integrated with the UDGAM portal?

30 banks

When deposits are classified as "unclaimed" after 10 years, banks are required to transfer these funds to which RBI-maintained fund?

Depositor Education and Awareness (DEA) Fund

Which portal was launched by the RBI to help the public search for their unclaimed deposits across multiple banks?

UDGAM

What is the exact amount of surplus (dividend) transfer approved by the Reserve Bank of India (RBI) to the Central Government for the accounting/financial year 2025-26?

₹2,86,588 crore

Whose committee recommendations form the basis of the current Economic Capital Framework (ECF) used by the RBI to determine its surplus distribution?

Bimal Jalan Committee