Better consumers evidence

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Last updated 8:55 AM on 10/15/26
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5 Terms

1
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Home Building Act 1989 (NSW)

  • primary piece of legislation regulating residential building work, specialist trades (like plumbing and electrical), and supply contracts in New South Wales

  • establishes a strict licensing scheme managed by NSW Fair Trading that ensures contractors possess the

    • necessary qualifications

    • financial stability

    • integrity

  • to ensure consumers are adequately protected from substandard work and financial exploitation


2
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Fair Trading Act 1987 (NSW)

  • ALSO INCLUDES THE ACL

  • Formally constitutes NSW Fair Trading, and gives it a legal mandate to

    • regulate marketplace conduce

    • monitor business behaviour

    • administer state consumer protection laws


3
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National Consumer Credit Protection Act 2009 (Cth)

  • Can be abbreviated to the NCCPA 

  • Single national law when it comes to credit 

  • This law combined regulations that were previously up to the states and territories


4
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National Credit Code

  • The NCC 

  • In Schedule 1 of the NCCPA 

  • Administered and informed by the Australian Securities and Investments Commission (ASIC)


5
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Treasury Laws Amendment (Responsible Buy Now Pay Later and Other Measures) Act 2024 (Cth)

  • Law that was introduced to regulate buy now pay later products in Australia

  • Aims to provide consumers with better protection and ensure that BNPLproducts are regulated in line with other credit products