Consumer Protection Laws

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5 Terms

1
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Ensures accuracy, privacy, and fairness in credit reports

Fair Credit Reporting Act

2
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Allows consumers to dispute errors in billing

Fair Credit Billing Act

3
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Prevents companies from using invasive, unfair, and abusive practices to collect debts (ex. calling at a too early or late time or at work)

Fair Debt Collection Practices Act

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Prevents denying credit based on discrimination

Equal Credit Opportunities Act

5
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Mandates disclosure on all charges of credit

Truth in Lending Act