Health Disparities Quiz 2

Health Disparity

Systematic, plausibly avoidable health differences according to race, religion, gender, sexual orientation, or SES

Social Determinant of Health

Conditions in which people are born, grow, work, live, and age, and the wider set of forces and systems shaping the conditions of daily life

Ex: neighborhood, economic stability, education, healthcare access, social support

Root Cause

Sources of discrimination that effect policy/laws

Cultural Competence

The ability to understand, communication, and effectively interact with people across cultures. However, there is an implication that people of a specific background or ancestry are a uniform in identities, values, and customs.

Cultural Humility

An approach to cultural competency. Recognizing that it requires a process of continual self-reflection on short-comings, values, and beliefs, and a willingness to be open to continual learning form, and acceptance, of other’s values and beliefs.

Culturally Responsive Care

A practice where health and mental health providers actively recognize, respect, and adapt to a patient's unique cultural identity, language, and lived experience

Insurance Premium

The regular amount of money you pay to an insurance company to keep your policy and coverage active.

Medical Underwriting

The process insurance companies use to review your health history, age, and lifestyle to decide if they will offer you coverage and what your premium will cost. Insurance companies can reject you if you have a pre-exisiting health condition.

Recession

A significant and widespread decline in economic activity across a country, lasting for more than a few months

Pre-Existing Condition

A health issue, illness, injury, or pregnancy that was diagnosed or treated before a new insurance policy or health plan begins

Medicare

A federal health insurance program mainly for people age 65 or older/people under 65 with disabilities

Medicaid

A joint federal and state program for people with limited income and resources

Affordable Care Act

A 2010 federal law designed to expand access to health insurance, lower health care costs, and protect consumers

Big Beautiful Bill

A sweeping U.S. federal tax and spending law signed by President Donald Trump. Projected by the Congressional Budget Office to increase the number of uninsured Americans by roughly 10 million over the next decade.