P3: 2.2 Housing during the Ramos, Aquino, Estrada, and Arroyo Administrations

Enabler and Facilitator

The government shifted from being the primary builder of housing to becoming an ___

Local Government Unit (LGU)

supply critical counterpart resources such as land, technical manpower, construction equipment, and food-for-work programs

Department of Social Welfare and Development (DSWD)

What agency develop a sustainable recovery program. The goal was to provide typhoon-resistant, low-cost housing that affected families could construct themselves using affordable materials.

Neighborhood Associations for Shelter Assistance (NASA)

Beyond simply providing physical shelter, the initiative builds community resilience by organizing beneficiaries into

Housing and Urban Development Coordinating Council (HUDCC)

was mandated as the sole umbrella organization to coordinate, monitor, and exercise oversight over primary shelter agencies

National Housing Authority (NHA)

sole government agency engaged in direct shelter production

National Home Mortgage Finance Corporation (NHMFC)

primary government engine for mortgage take-outs

Home Development Mutual Fund (HDMF / Pag-IBIG Fund)

Provident savings fund focusing on long-term affordable housing loans

Housing and Land Use Regulatory Board (HLURB)

Regulatory body for land housing land use.

The National Shelter Program (NSP)

Established framework where the estate focused on strengthening financial intermediaries and mortgage guarantees rather than direct construction. 

Community Mortgage Program (CMP)

This innovative mortgage financing scheme enabled low-income, undivided communities of informal settlers to borrow collectively to purchase the private land they occupied.

Super Typhoon Sisang

What super typhoon that leaves 200,000 families without home?

Core Shelter Assistance Program (CSAP)

The project's innovative approach quickly gained international acclaim. In 1991, the DSWD's model won the prestigious World Habitat Award in London.

World Habitat Award

The award-giving body, which advocates for hazard-resistant housing, recognized the Core Shelter Design for its structurally sound and environmentally friendly design.

World Habitat Award

What international award did the Core Shelter model receive?

450 units.

How many pilot Core Shelter units successfully withstood severe typhoons in late 1988?

Lina Law

Required developers of proposed main residential subdivision projects to engage in Balanced Housing Development

Comprehensive Integrated Shelter Finance Act (CISFA)

which provided long-term funding for socialized housing, resettlement, and site development.

Major fiscal incentives

During the Ramos administration, the government also offered ____ to private housing developers to construct low-cost and economic housing units.

Smokey Mountain Development Reclamation Project

which was a public-private venture aimed at converting Manila's notorious waste dump into low-cost, multi-storey socialized housing complex and industrial port zone.

The Sariling Pabahay sa Riles (SAPARI)

was a major public housing development initiated in 1996 during the administration of President Fidel V. Ramos. The project was specifically designed to address the proliferation of informal settlements situated dangerously close to the active tracks of the Philippine National Railways (PNR).

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SAPARI consists of ____ building clusters.

Sariling Pabahay sa Riles (SAPARI)

The primary goal was to provide immediate, formalized shelter for approximately 5,000 urban poor families without displacing them to distant, off-city relocation sites, thereby preserving their access to established livelihoods in Manila.

Balanced Housing Development

allocating at least 20% of the total subdivision area or project cost for socialized housing.

Pabahay para sa Mahirap

What was Estrada's housing platform?

Unified Home Lending Program (UHLP)

faced massive default rates, leading to near-bankruptcy for mortgage guarantee institutions and stalling broad shelter delivery before his administration ended abruptly in 2001.

Erap City

Launched as the centerpiece of President Joseph Estrada's mass housing program, Kasiglahan Village, popularly dubbed as ____

Erap City

was envisioned as a model resettlement site and the country's first well-planned socialized housing city.

GK Unityville

exemplifies the civic-state housing partnerships championed during President Gloria Macapagal-Arroyo's administration

Emergency Housing Assistance Program (EHAP)

The era was also defined by the aftermath of Mt. Pinatubo eruption, leading to the expansion of the ____