Financial Accounting - Balance Sheet & Assets
Balance Sheet Equation
\text{Assets} = \text{Liabilities} + \text{Owner's Equity}
Assets
Definition: Measurable resource that provides future economic resource
Examples: Cash, IOUs (Accounts Receivable), Prepaid Expenses, Buildings, Inventory, ???
Assets are resources owned by the business that are expected to bring future economic benefits
Current Assets
Current Defined: Liquid (easily converted into cash) and will be used or converted to cash within the next year
Examples:
Cash
Accounts Receivable (IOUs)
Inventory
Notes Receivable (if paid within one year)
Prepaid Expenses
Marketable Securities (short-term investment)
Notes:
The term \"within the next year\" determines current vs non-current classification
Non-Current Assets
Non-current Defined: Will be used in the business for longer than one year … usually not liquid
Examples:
Property, Plant & Equipment (PP&E):
Buildings
Land
Machinery
Vehicles
Furniture & Fixtures
Other Assets:
Investments in other companies (not converted to cash within one year)
Intangibles (Patents, Copyrights, Goodwill)
Assets: Valuation
Historical Cost ( Acquisition Cost )
Applies to PP&E, Intangibles
Net Realizable Value (NRV)
Applies to Accounts Receivable
NRV = Estimated Selling Price − Costs to Complete and Sell
Mark to Market
Applies to Marketable Securities/Investments
Lower-of-Cost-or-Market (LCM)
Applies to Inventory
LCM Rule: \text{LCM} = \min(\text{Cost}, \text{Market})
Asset Values
Example (In-class)
Depreciation
Definition: Depreciation is the systematic and rational allocation of the cost of property and equipment to the period in which it is used to generate revenue
Methods:
Straight-line Depreciation
Acquisition Price − Salvage (Residual) Value
Useful Life
Other forms of depreciation exist:
Accelerated Depreciation
Units of Production (e.g., miles)
Straight-line Depreciation Formula:
\text{Depreciation per period} = \frac{\text{Acquisition Price} - \text{Salvage Value}}{\text{Useful Life}}