It is a periodical payment made by the lessee to the lessor C. Lease Rental

B Lease Financing D. Long-term Lease A. Lease Term

The right to enjoy the property must be transferred for a certain period, express or implied or in perpetuity 1/1 A. Duration of lease

B. Consideration C. Subject matter of lease None of the above

It is where the owner of an asset gives another person the right to use that asset against periodical payments. 1/1 A. Operating Leasing B. Lease Financing

C. Contract hire All of the above

Under this, a firm that owns land, buildings or equipment sells the property and simultaneously executes an agreement to lease the property back for a specified period under specific terms. 1/1 C. Lease Terms D. Sale and Leaseback

B. Finance Leases A. Lease Rental

In this type of leasing, the payments required under the lease contract are not sufficient to recover the full cost of the equipment 1/1 C. Operating Leases

B. Finance Leases A. Sale and Leaseback D. Capital Leases

Amounts based on profits, revenues or sales realized by the lessee from the leased property or otherwise based on the performance of the lessee are excluded on the payment of the lessee.

1/1 True

False

Leasing often has the highest expense when compared to other financing options.

1/1 True False

Option 3

On March 28, Freya signed a contract to lease a car from a leasing agency for a four-year period of time. The car suffered accident-related damages after two years. Just after accident, the lessor settles for all damages, leaving the lessee free from liabilities and hazards. 1/1 True False

Fama Global Finance and Leasing Corporation is a financing company of growing businesses and individuals looking for suppliers 1/1 True False

Credence Financing Incorporation is providing loan assistance if you are a teacher and work for the Department of Education or other government agency 1/1 True

False VENTURE CAPITAL 10 of 10 points Long Quiz on Special Financing part 2

A type of private equity and finance that investors give to start-up enterprises and small businesses with the expectation that they will experience long-term growth. 1/1 Gobi Partners Equity Participation and Capital Gains Early-Stage Funding Venture Capital

Before a company can become self-supporting, it will need more funding to increase manufacturing and sales once a product has been established. 1/1 Equity Participation and Capital Gains Gobi Partners Early-Stage Funding

Long-term Horizon

By purchasing ownership in start-ups, venture capitalists take part in their development and become co-owners.

1/1 Venture Capital Long-term Horizon Equity Participation and Capital Gains

Gobi Partners

This company focuses on emerging and underserved areas and helps entrepreneurs from the beginning through the growth stages.

1/1 Gobi Partners

Pre-seed Stage Defined Exit Long-term Horizon

It can take a long time for a start-up to expand and get big enough to either go public with their shares or get popular enough to attract someone to buy out the original venture capital investors 1/1 Innovative Projects Seed Funding Stage Long-term Horizon

Narra Ventures

The founders are attempting to put an idea into a detailed business strategy at this early stage of a company's development.

1/1 Early-Stage Funding Defined Exit Pre-seed Stage

Gobi Partners

From the moment they invest in a start-up, venture capitalists typically have a clear plan for how they will exit the business. 1/1 Innovative Projects Gobi Partners Seed Funding Stage Defined Exit

A venture management and advising firm that has backed unlisted high-tech businesses with the potential for rapid expansion 1/1 Early-Stage Funding Narra Ventures

Innovative Projects Venture Capital

A new company is now trying to introduce its first product * 1/1 Defined Exit Seed Funding Stage

Early-Stage Funding Pre-seed funding

Venture investors frequently support start-ups with original and cutting-edge concepts 1/1 Gobi Partners Defined Exit Seed Funding Stage Innovative Projects

Credit Rating 10 of 10 points Long Quiz on Special Financing part 3

It is a quantified assessment of the creditworthiness of a borrower in general terms or with respect to a financial obligation. * 1/1 Investment grade Credit risk Credit Rating

Interest rate

Who among the following uses the credit ratings? * 1/1 Investors and Issuers Intermediaries Businesses and Financial Institutions All of the above

By analyzing the qualitative and quantitative attributes of the entity in question, they can evaluate the credit ratings. * 1/1 Speculative grade Investment grade Investors Credit Agency

Ratings that mean the investment is considered solid by the rating agency, and the issuer is likely to honor the terms of repayment. * 1/1 Investment grade

Speculative grade Credit rating Credit score

Rating that investments are high risk and, therefore, offer higher interest rates to reflect the quality of the investments. * 1/1 Credit rating Investment grade Credit score Speculative grade

Credit ratings are expressed as letter grades and used for businesses and governments while Credit scores are numbers used for individuals and small businesses. * 1/1 True

False

Credit payment history is a factor of having a good credit score * 1/1 True

False

The average age of your credit card and loan accounts, and the length of time since those were used. * 1/1 Length of credit history

Length of rating Length of time None of the above

An act that States that “any negative information on a borrower shall stay in the Corporation’s database for not more than 3 years from and after the date of the negative information shall have rectified * 1/1 R.A. No. 9211 Rule 1.9 R.A. No. 9521 Rule 6 R.A. No. 9510 Rule 4.5

R.A. No. 8610 Rule 8.3

Triple B is considered the best credit rating * 1/1 True False