Malware and Scams Overview

Account Scams Overview

  • Various types of scams targeting individuals, including:
    • Prize or Lottery Scams
    • Tech Support Scams
    • Bank Fraud Alerts
    • Tax Scams
    • Service Cancellation Scams

Malware and Spyware

  • Definition:
    • Malware: Software that serves a malicious purpose, typically installed without the user's consent or knowledge.

Common Types of Malware

  1. Virus

    • Definition:
      • Malicious code inserted into an executable file.
      • This malicious code is executed when the file is run.
      • Can deliver a harmful payload, such as attempting to infect other files.
    • Characteristics:
      • Considered one of the worst kinds of malware.
      • Designed intentionally to disrupt computer systems or networks.
      • Requires user interaction to initiate, but can spread autonomously once inside a system.
      • Capable of corrupting both data and software, although it cannot damage physical hardware directly.
      • Outcomes range from simple vandalism to financial gain to disabling critical infrastructure of an enemy nation.

  2. Ransomware

    • Definition:
      • A type of malware that tries to extort money from victims.
      • It typically locks or encrypts files and demands a ransom for decryption or access.
    • Goal:
      • Financial gain through coercive means.

Ethical and Practical Implications

  • Understanding the mechanisms of malware is crucial for prevention.
  • Engaging in online activities without proper security measures increases vulnerability to such threats.
  • Awareness about these scams and malware types is vital for protecting personal information and financial assets.