Checking Accounts

• financial accounts that are wired for day to day cash deposit /withdrawals access money using: debit card, online transfer
• Keep money in short - medium term
• directly deposit your money into your own account building blocks to manage your money
• Checking VS.Savings   * personal Checks   * a Debit or ATM card-probably to access yar money in your account more often than checks.   * lower interest rate then checks savings.
• common fees.   * monthly maintenance Fees.     * high as $15 per month   * Keeping balance, setting up direct deposit   * read fine print
• Overdraft Fees.   * charged when spending more than what's in the accent   * around $35 at larger bank as a fee
• how to choose   * Low/no Fees (best won't charge fees or minimum/no interest)   * check for a broad ATM networking (don't get charged)   * interest rates (checking accounts » low/no interest rate)   * bonuses (will give you money for opening a checking account)   * Credit Union, online banks higher interest rate
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Checking and savings accounts are linked

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