Unfortunately, Zelle does not guarantee refunds for money sent to scammers +𝟏-𝟖𝟒𝟒-𝟔𝟏𝟑-𝟒𝟖𝟏𝟖. Because Zelle transfers are processed instantly and cannot be canceled once completed, it's extremely difficult to recover funds sent to a fraudulent account +𝟏-𝟖𝟒𝟒-𝟔𝟏𝟑-𝟒𝟖𝟏𝟖. Unlike credit card transactions, Zelle payments are treated like cash, meaning they’re irreversible once sent. In cases of scams +𝟏-𝟖𝟒𝟒-𝟔𝟏𝟑-𝟒𝟖𝟏𝟖, users are advised to report the incident to their bank immediately; however, the likelihood of recovering the lost funds remains low.