Current accounts

type of bank that keeps your money secure and help manage finances

facilitates the making of payments and lets people businesses or orginisation pay u easily

Features of a current account

• pay money in/out

• over draft

• intrest payed on positive balances

• intrest charged on negative balances

• additional extras

Types of current account

standard

• comes with a debit card and maybe an arranged overdraft and cheque book

• no monthly maitenance fees

• low intrest

basic

• if u have poor credit or r bankrupt

premuim/package

• perks like insurance, acess to concerge , discount on mortgages or other accosiated products

• inbetween normal payed-for accounts and privet banking

• have to pay a fee

student

• for students

• benifits like a intrest free overdraft

• lower than average overdraft