bonds 4

Transaction Overview

  • The company receives cash from bond issuance:

    • Amount: $96,536

  • Bond issuance includes a discount:

    • Discount on bonds: $3,000

    • Discount is considered a contra liability, reducing the total liability.

Accounting for Bonds Issued at Discount

  • Initial Recording:

    • Cash received: $96,536.

    • Discount recorded as a debit: $3,000.

    • Total liability (net of discount): $96,536 - $3,000 = $93,536.

Amortization of the Discount

  • Discount amortization over the bond's life:

    • Amortization Method: Straight line.

    • Annual amortization: $866.08.

    • Total amortization periods:

      • 6 months: $866.08

      • 12 months: $866.08

      • 18 months: $866.08

      • 24 months: $866.08

Journal Entries for Amortization

  • Entries for Discount Amortization:

    • Interest Expense (increase): $866.08 (recording additional interest expense due to discount).

    • Credit Discount on Bonds (decrease): $866.08 (reducing the contra liability account).

Bond Characteristics and Market Influence

  • Bond Payable:

    • Always recorded at face value: $100,000.

    • Bond sold at discount affects cash flow but does not change payable amount.

    • Cash coupon payment: $5,000 periodically as interest.

  • Net Bond Liability Calculation:

    • Net value after amortization at 18 months is calculated as:

      • Face value ($100,000) - Total amortized discount ($3,000) + Amortized amount for periods ($2,598.24).

Interest Expense Calculation

  • Total Interest Expense consists of:

    • Cash Interest Paid: $5,000.

    • Amortized Discount: $866.08 per period.

  • Total Interest Expense per period includes these components added together.

Price and Interest Rate Relationship

  • Understanding Price and Interest Rates:

    • Price of the bond varies inversely with market interest rates.

    • If market rates rise, bond prices tend to fall.

Conclusion

  • Periodic interest payment and overall amortization treatment ensure accurate financial reporting and liability management regarding discounted bonds.