Real Property Foundations 8 - Property Recording Systems and Adverse Possession
Recording System for Property
Conveyancing Recap
- The conveyancing process involves two steps:
- Contract
- Closing
Recording
- After closing, the buyer receives a deed indicating ownership.
- Recording is the process of making property rights public.
- Any instrument related to land can be recorded (e.g., contract, mortgage, deed).
- Recording puts the document on public record, making others aware of your rights.
Purpose of Recording
- Recording helps resolve competing claims by providing notice of existing claims.
- It informs others that a property has already been claimed.
Recording Acts
- Recording acts are statutes that determine who wins in property disputes involving competing claims.
- Three types of recording acts:
- Race acts
- Notice acts
- Race-notice acts
Scenario
- Seller Aesop conveys land to Hare, then conveys the same land to Tortoise.
- The question is: Who owns the land, Hare or Tortoise?
- Common law rule: First in time, first in right (i.e., whoever receives the land first wins).
- Recording acts modify this rule to protect subsequent purchasers.
Race Jurisdiction
- Under a race statute, whoever records first wins.
- Example: Hare records before Tortoise; Hare owns the land.
Notice Jurisdiction
- Under a notice statute, a subsequent purchaser without notice of a prior conveyance wins if the prior grantee failed to record.
- Example: Hare doesn't record; Tortoise has no knowledge of the conveyance to hare; Tortoise wins, regardless of whether Tortoise records or not.
Race-Notice Jurisdiction
- Under a race-notice statute, a subsequent purchaser without notice of the prior conveyance wins if they record first.
- Example: Hare doesn't record; Tortoise has no notice of the conveyance to Hare, and Tortoise records first; Tortoise wins.
Bona Fide Purchaser (BFP)
Recording acts protect only bona fide purchasers (BFPs).
Requirements to be a BFP:
- Must be a purchaser for value (i.e., bought the property, not received as a gift or inheritance).
- Must have no notice of the prior conveyance (i.e., unaware that the property was already conveyed to someone else).
- A BFP is a purchaser for value with no prior notice.
Adverse Possession
- An alternative method to gain title without a deed.
- Involves possessing land for a statutory period of time.
- Based on the principle of "use it or lose it."
Elements of Adverse Possession
- Possession must be continuous.
- Regular use of the type an owner might make.
- Intermittent use does not qualify.
- Possession must be open and notorious.
- Obvious enough to put the owner on notice that a trespass is occurring.
- Use that is not obvious or use the possessor tries to hide does not qualify.
- Possession must be actual and exclusive.
- The possessor must actually be occupying the land without sharing it with the true owner or the public.
- Possession must be hostile.
- Entered without the owner's permission.
- The possessor's state of mind is irrelevant.
Example
- A neighbor grazes alpacas on David's vacant land.
- If all elements are met for the statutory period, the neighbor can gain title through adverse possession.
Requirements Recap
- The possession has to be continuous, open and notorious, actual and exclusive, and hostile.