fcs test 2

1. What is the primary source of U.S. population data? National census 

2. What does fertility rate mean? Yearly number of births per 1000 women of childbearing years 

3. What does the Family Medical Leave Act guarantee? Gives eligible employees up to 12 weeks of unpaid, job-protected leave per year for specific family and medical reasons

4. What are the challenges associated with childcare if both parents work outside the home? Cost, availability, hours of the facility 

5. What are ways individuals or families can adapt to change? Re-creating and developing strong relationships, collecting and analyzing data to move forward, anticipate blocks and conflicts, increase communication

6. What does the term Boomeranging mean? The return of adult children to their parent’s home

7. Why is it important that retired people establish a routine and/or maintain responsibilities? Without roles, people feel a sense of loss and a lack of direction

8. What are ways a caregiver can get help and/or take care of themselves while caring for elderly relatives? Make time for a hobby you enjoy, go to sleep a half-hour earlier, take a short walk outside, try a yoga class, meet a friend for lunch, join a support group

· What is time displacement? Time spent on one activity takes away from time spent on another activity 

· Give examples of avoidable time displacement. Procrastination, poor time management, distractions

Give examples of unavoidable time displacement.traffic, waiting for responses, technical issues, health crisis

· Know the following information found in the TedTalk on “How to gain control of your free time”

o Which three categories does the speaker say should be included in the three-category priority list?  1) career, relationships, self 

o How many hours are available in a week? How many hours remain if you subtract working hours (40 hours per week) and sleeping hours (8 hours a night)? 168, 72

o When people say they don’t have time for something what are they really saying? It’s not a priority 

· Is all stress bad? Why or why not? No, some stress helps motivate and improve performance 

Acute Eustress (good, short-term stress): being interviewed and offered a job, wedding preparations, holidays 

Chronic Eustress (good, long term stress): exercise regimen, raising a child, implementing laws and policies 

Acute distress (bad, short-term stress): catching a cold, wrecking a family car, blizzard

Chronic distress (bad, long-term stress): terminal disease, alcoholic family member, high crime rate 

· What are some causes of distress (bad stress)? Poor time management, lack of sleep, overuse of social media, poor relationships, social pressure, demands, health status, natural disasters 

· What are ways to manage and reduce distress? Movement (exercises, yoga, provide adequate energy and nutrients through diet) Social (talking with loved ones, family/friend meals, celebrations, vacations) emotional (journaling, planning ahead, seeking assistance, building in time for leisure) 

· What are time bursts and what are the benefits? 15-20 minutes of concentration on a task with no outside interruptions followed by a break (often leads to more productive, quality work) 

· Be able to list assets or resources that communities provide to their residents. Keep in mind that those resources are not always free. Schools, health care, library, recreation center, parks, mail service, public transportation, police, fire station, waste management, etc. 

· What are the benefits of a community providing different resources for the residents? improved quality of life, economic growth, stronger social connections, better health and well-being

· What is sustainability? A method of harvesting or using a resource so that the resource is not depleted or permanently damaged 

What is a carbon footprint? Daily activities that cause emissions of greenhouse gases

· What are the benefits of lowering energy use? What are some ways to lower energy use in a household? Reducing environmental strain: energy star equipment, sealing and insulating, smart thermostat

· What is the most effective way to reduce waste according to the Environmental Protection Agency (EPA)? Not create it in the first place

· What are the challenges associated with recycling? Contamination, lack of education, high costs, limited recycling facilities, complex materials 

· What is gross pay? Total amount earned before deductions are made

What is net pay? Take home pay

· What are pre-tax deductions and why are they beneficial? Deductions taken out of your paycheck before calculating taxable income. they reduce your taxable income, meaning you pay less in taxes

· Which federal taxes are required to be deducted from a paycheck even if an individual is exempt from other federal taxes?

· Be able to calculate someone’s taxable income using given tax brackets.

· Are there states that do not tax income? If so, how do those states raise money?

· What does social security cover? Retirement, disability, family and survivor benefits 

· What is the uniform rate for social security and what must the employer do? 6.2% of gross income, employers match amount: 12.4% total

· At what age can someone collect full social security benefits? What happens if they draw before this age?

· Can spouses get social security benefits even if they don’t work outside the home?

· Who can get social security benefits if a family member passes away? Spouses who are 60 or over 50 if disabled, spouses of any age if kids are under 16, unmarried children under 18 and still in school, and adult children who become disabled before 22

· What is the uniform rate for Medicare and what must the employer do? 1.45% employers match (2.9% in total)

· Who qualifies for Medicare? 65 years or older or have permanent kidney failure (not on dialysis or need of a transplant)

· What is Medicaid? Who qualifies? Joint state and federal program for low-income persons, the aged, blind, and disabled, dependent children of one-parents families