Protective Factor or Risk Factor – Summary

Definition: Things that keep you safe, strong, and focused.
Examples:
- Strong support system (family, friends, mentors)
- Good physical and mental health
- Positive mindset and resilience
- Access to resources (e.g., educational materials, financial aid)
- Developed skills and talents

Definition: Things that may cause problems or get in the way of achieving goals.
Examples:
- Lack of resources (e.g., financial constraints, limited access to education)
- Poor health or well-being
- Negative peer influence
- Procrastination or lack of self-discipline
- Distractions (e.g., excessive social media use, time-consuming hobbies that divert from goals)

Context: Understanding protective and risk factors is crucial when planning for post-high school goals, such as:
- College: Preparing for admissions, securing financial aid, managing academic workload.
- Improving Skills: Enrolling in vocational training, developing new competencies, gaining certifications.
- Getting a Job: Building a resume, succeeding in interviews, networking.
- Starting a Business: Developing a business plan, securing funding, marketing products/services.
How Factors Apply:
- Protective Factors: Help you overcome challenges and stay on track. For instance, a strong support system can provide encouragement, or financial resources can reduce stress.
- Risk Factors: Can hinder progress and create obstacles. For example, a lack of specific skills might make getting a desired job difficult, or poor time management could affect academic performance.

Task: Reflect on your personal goals after high school, and identify at least one protective factor that will help you achieve them and one risk factor that might hold you back. Consider how you can leverage protective factors and mitigate risk factors.