Ideology and Economic Policy
Ideology and Economic Policy
Economic Policy
- Economic policy is crucial because voter decisions are influenced by economic conditions.
- Politicians aim to control:
- Inflation: The rate at which the cost of goods increases; the goal is low inflation to encourage spending.
- Generally favored by Republicans/Conservatives
- Employment: The number of people working; the goal is low unemployment, which increases consumer spending and reduces government welfare costs.
- Generally favored by Democrats/Liberals
- Tools to control economic activity:
- Fiscal Policy
- Monetary Policy
Business Cycle
- The business cycle includes periods of economic expansion and contraction, marked by peaks and troughs.
- Key terms:
- Peak: The highest point of economic expansion.
- Trough: The lowest point of economic contraction, potentially leading to a depression.
Fiscal Policy
- Definition: Government's use of taxing and spending to influence the economy.
- Effects:
- Direct impact on supply and demand.
- Shapes the size of the government.
- Key Policymakers:
- Congress (responsible for taxing and spending - \"Power of the Purse\")
- The President (initiates and approves the budget).
Keynesian Economic Theory
- Developed by John Maynard Keynes during the Great Depression.
- Core Idea: Government intervention is necessary during economic downturns.
- Focus:
- Consumers: Policies aimed at increasing consumer spending.
- Tax Reduction: Provides consumers with more disposable income, boosting demand.
- Government Spending: Funds job-creation programs. (e.g. FDR's New Deal)
- Multiplier Effect: Government spending generates further economic growth in various sectors.
- Results:
- Deficit Spending: Government spending exceeds tax revenues, increasing national debt.
- Example: American Recovery and Reinvestment Act of 2009
- Tax cuts of 275 billion.
- Spending of 540 billion on transportation, water treatment, research, and small business grants.
- Block grants for education.
- Resulted in increased deficits and national debt.
Supply-Side Economic Theory
- Popular in the early to mid-1980s.
- Also known as \"Trickle-Down Economics.\"
- Core Idea: Tax cuts and reduced government spending stimulate the economy.
- Focus:
- Businesses (Supply): Reducing taxes on businesses encourages expansion, job creation, and higher wages.
- Government tax revenues increase due to more people working and earning more money.
- Example: Economic Recovery Tax Act of 1981
- Reduced tax rates by 25\% over three years.
- Top income tax rate reduced from 70\% to 50\% (later to 30\% in 1986).
- Spending remained consistent.
- Led to deficits as increased revenue took longer than expected.
Monetary Policy
- Definition: Controlling the money supply and credit within the private sector.
- Principle: Monetarism - Excessive cash and credit leads to inflation.
- Key Policymaker:
- Federal Reserve System (The Fed, established in 1913):
- Regulates lending practices of banks and sets monetary policy.
- Designed to be independent of presidential and congressional control.
- Governed by a 7-member Board of Governors appointed by the President and confirmed by the Senate, serving 14-year terms to ensure political independence.
- Discount Rate: Interest rate banks pay on short-term loans from the Federal Reserve Bank.
- Raising the rate decreases the money supply.
- Open-Market Operations: The Fed buys and sells government bonds to influence the money available for banks to lend.
- Selling bonds decreases the money supply.
- Reserve Requirement: The fraction of deposits banks must hold in reserve.
- Raising the requirement decreases the money supply.
Taxation
- Government taxation significantly impacts economic activity.
- The 16th Amendment allows the federal government to tax individual income.
- Higher earners are taxed at a higher rate.
- Supported by Liberals: Reduces the tax burden on the poor and funds government programs.
- Opposed by Conservatives: Reduces money available for corporations and businesses to stimulate the economy.
Flat Tax
- All individuals pay the same tax rate, regardless of income.
- Opposed by Liberals: Burdens the poor disproportionately.
- Supported by Conservatives.
Regressive Taxes
- Disproportionately affect lower-income earners.
- Example: Sales Tax - Higher impact on lower-income individuals as it constitutes a larger percentage of their income.
Regulation
- Definition: Government restrictions and rules on businesses.
- Examples: Workplace safety, waste disposal, minimum wage, emission limits.
- Liberals: typically support regulations to protect workers, consumers, and the environment.
- Conservatives/Libertarians: typically oppose regulation because it impedes economic activity.