Income Statement Overview

Income Statement definition: F/S that discloses a company’s performance over a period of time

  • Shows how profitable a company is over a year

  • Shows how portable a company is (how much money do they keep)

Two types of Income Statements:

  1. Single Step Income Statement

  2. 2. Multi-Step Income Statement

Need to know from exams:

  • Put together income statement or trial balance

  • Make adjustments to accruals

    • Adjusting entries (when to recognize revenues)

  • Expenses are recognized when they are incurred

Revenue definition:

  • The Company’s gross amount of money’s earned or the amount of money that the company is entitled to.

    • This will be recognized as an increase to as sales made (increase assets) or the settlement of a liability (decrease in liability)

      • “Settlement of a Liability” → what does this mean?

        • Refers to the Unearned revenues account

        • further notes needed

  • Ex.

    • Debit: Cash ; Credit: Revenue

    • Debit: A/R ; Credit: Revenue

Expenses definition: the Company’s expenses will be reported if there is a decrease to net assets or an incurrence of liabilities

  • Assets - Liabilities

  • “Incurrence of liabilities” → Primary Operating Activities

  • Ex. Debit: Expense ; Credit: Cash

  • Sale of a Fixed Asset: Either results in a gain or loss

    • Gain or Sale on investments are reported in the Non-Operating

      • This is not money coming in from normal business activities

Gains & Losses definitions:

  • Gain: Increase in net assets other then from revenue

  • Losses: Decrease in net assets other than from expenses

Single Step Income Statement Overview and Breakdown:

  • How is it Classified:

    • Net Income + Other Comprehensive Income (OCI) = Total Comprehensive Income

      • The Total Comprehensive Income then brought over to the balance sheet and added to the Retained Earnings (Stockholder’s Equity) and can be paid out in the form of a dividend.

  • Single Step:

    • Total Revenue & Gains - Total Expenses & Losses = Net Income

      • Lumping all Revenue and expense items together; there is no operating income & expenses section

  • Revenue can be misleading under the Multi-step income statement

Multi-Step Income Statement Overview & Breakdown (Mental Map)

  • Step 1: Operating Section

    • Operating Line Items (Operating Revenues & other) :

      • Depreciation Expense

      • SG&A

      • Wages Expense

      • Rent Expense

    • Non-Operating (Misc. non-operating income & expense items):

      • Gains

      • Losses

      • Interest Income

      • Interest Expense

  • Step 2: Unusual & Infrequent Gains / Losses

    • Unusual & Infrequent gains or losses will be reported as a non-operating activity when calculating income from continuing operations

    • These get put in the Non-operating section

    • If the item is presented as unusual in occurrence or unusual in nature, it will be presented as a component of income from continuing operations

      • Income from Continuing Operations:

        • This has two sections to it → Operating and Non-Operating

          • Operating Expenses & Selling Expenses

            • Commissions Expenses and Total Selling Expenses

            • This gives you your Total Operating Expenses

          • Non-Operating & Other Items:

            • Interest revenues, Gain on sale of Investments, Interest Expense, Loss from lawsuit

              • Totaling this gives you your Total Non-Operating

  • Step 3: Selling vs General Administrative Expenses

    • Selling Expenses include:

      • Wages, Commissions, Advertising, Or any expense to build brand awareness

    • General Admin Expenses include:

      • Officer salaries, Legal fees, Accounting fees

  • Step 4: Additional Concepts

    • 1. Freight-in is capitalized to inventory and included in COGS

      • Freight is transferring cost or shipping cost; the cost of

        • Freight in is the cost of receiving goods

        • Will be included in cost of goods sold

        • Inventory will be capitalized

    • 2. Freight out is expensed as a selling expense

      • Cost of shipping goods to customer

        • Expenses as a selling expenses and put within the in the SG&A

        • Will be put in the Continuing Income Operating Section

    • 3. Interest will always be included in the Non-Operating section

  • Trial Balance to Multi-Step Income Statement Notes

    • Go down the trial balance and but B/S to I/S next to the line items to help break down

Total Comprehensive Income

  • There are two questions the FAR exam usually focuses on

    • 1. Where is something reported?

      • AKA → Which financial statement

    • 2. How is something valued?

      • AKA → What is the number presented

  • Total Comprehensive Income definition: All Changes in Owner’s equity with the exception of investments & distributions by owners

    • Does not include: Owners contributions and Owner Distributions

    • Items NOT INCLUDED in Net Income calculation (but they are excluded from the Total Comprehensive Income calculation):

      • FUPIE:

        • Foreign currency translation gains & losses

          • These foreign currency translations (ex. from USD to BP) are reported as a gain or a loss.

        • Unrealized holiday gains or losses on available-for-sale securities

          • A Realized gain or loss is the profit from the sale of a security

          • An Unrealized gain or loss is a hypothetical gain or loss if the security was sold

            • Unrealized gains or losses from trading securities are reported in net income

        • Pension adjustments:

          • These sit in OCI / AOCI

            • If there is an adjustment made to a pension plan:

              • 1. Gain or loss from change in funded status

              • 2. Change in prior service cost

              • 3. Net transition gain or losses

        • Instrument-Specific Credit Risk

          • Reported in OCI

        • Effective portion of cash flow hedges

          • Cash Flow Hedge:

            • Effective potion of cash flow hedge goes to OCI

            • Ineffective portion of cash flow hedge goes to Net Income

  •  How to present Total Comprehensive Income

    • Option #1 for Separate Statements: Revenue - Expenses = Net Income

      • Net Income + Other Comprehensive Income = Total Comprehensive Income

    • Option #2 for Single Statements:

      • Creating 1 statements

      • OCI becomes 1 line item after Net Income

Discontinued Operations: How to Present in the Income Statement?

  • Discontinued Operations: A component that is help-for-sale or has been sold in the period

    • Key Terms to know:

      • 1, Component

        • A Component under US GAAP can be defined by the following:

          • 1. An Operating segment

          • A Reportable Segment

          • A Reportable Unit

          • A Subsidiary

          • A Group of Assets

      • 2. Strategic Shift

        • Examples of Strategic Shift are:

          • 1. Major lines of business

          • 2. Major Investments in other organizations

          • 3. Major geographical areas

      • 3. Held-For-Sale:

      • There needs to be an active plan to sell the Component

        • 1. Available to be used immediately upon receipt by buyer

        • 2. Set forth a plan to actually sell the component

        • 3. Set forth an active plan to locate a buyer

        • 4. The organization is actively marketing its plan to sell

        • 5. Sale of the component is considered “probable” or “likely” to occur

  • Discontinued Operations Steps:

  • → These are steps are only applicable when it is in a Held-for-Sale state

    • Step 1. Check for impairments

      • Fair Value (less costs to sell) - Book Value = Impairment loss if results are negative

        • Recorded in the year it occurred

    • Step 2: Gain or Loss on Disposed Component

      • Proceeds from Sale (-) Net Book or Carrying Value

        • This will be reflected on the B/S

    • Step 3: Determine total impact for each Year

      • Combine all items:

        • 1. Gain / Loss on disposal

        • 2. Operating profit / loss

        • 3. Impairment loss (if any)

    • Step 4: Net of Tax

  • Discontinued Operations Additional notes for Test:

    • Focus on the dates and what type of activity will impact the income statement each year

  • Foreign Currency Transactions:

    • If there is a change in the Spot Rate, the Gain or Loss would be reported on the I/S

    • There are 3 Stages / Dates in a Foreign Currency Transaction

      • 1. Initial Transaction date (invoice) → Use Spot Rate

        • Invoice Amount (Currency you are buying the Product from) x Spot Rate

      • 2. Financial Reporting Date → Spot Rate

        • A/P (Currency you are buying the Product from) x Spot Rate

      • 3. Settlement Date (Cash) → Spot Rate

        • Gain or Loss on FX

          • Prior A/P Amount - New A/P Amount = Gain or Loss on FX

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