In-Depth Notes on Balance of Payments and Current Account
GOVERNMENT AND THE ECONOMY
Balance of Payments on the Current Account
Overview of South Korea's Economy
- South Korea has an open economy, meaning it actively engages in international trade.
- Key Questions:
- What does an open economy entail?
- Compare the value of goods bought vs. sold by South Korea in the last quarter of 2016.
- Analyze if South Korea benefits from trading with other nations.
- Class activity to list goods and services your country buys and sells abroad.
Current Account on the Balance of Payments
Key Vocabulary
- Balance of Payments: Record of all international trade transactions.
- Capital and Financial Account: Records flows of savings, investments, and currency exchanges.
- Current Account: Records all exports and imports.
- Exports: Goods/services sold overseas.
- Imports: Goods/services bought from overseas.
Current Account Deficits and Surpluses
Definitions
- Current Account Deficit: Occurs when imports exceed exports; negative current balance.
- Current Account Surplus: Occurs when exports exceed imports; positive current balance.
Understanding Trade
- Goods/services sold overseas are exports. Examples include semiconductors, petrochemicals, automobiles.
- Goods/services bought from other countries are imports. Examples include crude oil, natural gas, electronics.
- Balance of Trade: Difference between visible exports and imports.
Visible and Invisible Trade
Definitions
- Visible Trade: Trade in physical goods (e.g., wheat, cars).
- Invisible Trade: Trade in services and income flows from overseas assets.
- Current Balance: Sum of balance of trade and invisible balance.
Nigeria's Balance of Trade Case Study
- Nigeria: Africa's largest economy, reliant on petroleum exports (95% of exports).
- Imports include machinery, chemicals, and food.
- Key Questions:
- What defines visible trade?
- What is the balance of trade?
- Analyze Nigeria's balance of trade pattern from 2015-2016.
- Identify possible reasons for trade patterns observed.
Relationship Between Current Account and Exchange Rate
- A stronger currency makes exports more expensive and imports cheaper, potentially widening a current account deficit.
- A current account surplus can lead to increased demand for a country's currency, strengthening it.
Examples of Real-World Exchange Rates
- Exchange rates fluctuate based on market conditions. For example, the pound dropped from £1 = $1.50 to £1 = $1.24 post-Brexit.
- Impact of Exchange Rate Changes:
- Can influence international trade and current account balance.
Reasons for Deficits and Surpluses
- Quality of Domestic Goods: High-quality goods can boost exports; poor quality can increase imports.
- Quality of Foreign Goods: Superior goods from abroad can decrease demand for local products, worsening the current balance.
Impact of a Current Account Deficit
- Leakages from the Economy: Increased dependency on imports can threaten domestic output/employment.
- Inflation: Rising import prices can lead to higher domestic inflation, affecting the general price level.
- Low Demand for Exports: Indicates potential structural weaknesses in the economy, as poor quality goods may not sell well abroad.
- Funding the Deficit: Countries may need foreign currency or resort to borrowing if persistent deficits arise.