Safaricom (the largest phone operator in Kenya) launched M-Pesa in 2007

Vodafone partnered with Safaricom to help M-Pesa expand outside of Kenya to:

• Tanzania, South Africa, Afghanistan, Lesotho, Democratic Republic of Congo, Ghana, Egypt, Ethiopia, and Mozambique

M-Pesa has provided thousands of jobs (growing economies like Kenya) that it has expanded into. Thus boosting the economy, allowing for a higher standard of living

M-Pesa is a mobile-phone based money transfer service, payments and microfinancing service

• Microfinancing - a category of financial services targeting individuals and small businesses who lacks access to conventional banking and related services

82% of Kenyans now own a smartphone