IGCSE Economics Notes
Economic Definitions and Key Concepts
Opportunity Cost
- Definition: The cost of choosing one option over the next best alternative. This concept highlights the trade-off made when a choice is made in resource allocation, emphasizing that choosing one resource allocation means foregoing others.
Economic Problems
- Scarcity: The fundamental economic problem of having unlimited wants, but limited resources available to fulfill those wants.
Market Structures
Oligopoly
Disadvantages
- Price fixing and collusion among firms can occur, reducing competition.
- Limited consumer choice due to few firms dominating the market.
Monopoly
Disadvantages
- Increased prices due to lack of competition, potentially harming consumers.
- Consumers have no choice in products offered.
- Minimal incentive to innovate due to lack of competitive pressure.
Advantages
- Can benefit from economies of scale, potentially leading to lower costs per unit.
- Ability to invest in research and development (R&D) which can spur innovation in the long run.
Determinants of Supply
- External factors that impact the quantity of goods a producer is willing and able to supply, including production costs, technology, and market prices.
Economic Systems
Definition
- Systems employed by countries to address fundamental economic questions such as what to produce, how to produce, and for whom to produce.
Free Market System
- Producers and consumers dictate production decisions, aiming to maximize profit and consumer satisfaction.
Factors of Production
- Land: Natural resources utilized in the production of goods.
- Capital: Man-made resources; tools and machinery used in production.
- Labour: Human effort offered in the production of goods and services.
- Enterprise: The ability to combine other factors of production and take risks to produce goods and services.
Types of Goods
Consumer Goods
- Definition: Products purchased by consumers to satisfy their wants.
- Types:
- Durable Goods: Items that have a prolonged lifespan (e.g., appliances, cars).
- Non-Durable Goods: Items with a short lifespan (e.g., food, paper products).
Capital Goods
- Definition: Goods produced by labour that assist in the production of other goods.
Economic Wealth
Private Wealth
- Goods and services owned by individuals and firms in the private sector.
Social Wealth
- Goods and services owned by the government serving public interest.
National Wealth
- The combination of both private and social wealth within a country.
Income Types
- Earned Income: Money received from work (wages/salaries).
- Unearned Income: Money generated from assets and investments without the necessity of work.
Production Concepts
Resource Allocation
- Definition: The distribution of resources in producing a particular good or service.
Average Product
- Formula:
Industries Classifications
- Primary Industry: Extraction of raw materials (e.g., agriculture).
- Secondary Industry: Manufacturing and processing of items into finished products.
- Tertiary Industry: Provision of services and retailing of goods.
Specialization
- Definition: When a country focuses on producing a particular good or service efficiently.
Division of Labour
- Definition: Splitting the workforce into distinct tasks to increase efficiency and productivity in production.
Production Metrics
Marginal Product
- Formula:
Law of Diminishing Returns
- As more units of a factor of production are added, the resulting increases in total output will eventually begin to decline.
Returns to Scale
- Increasing Returns to Scale: Doubling inputs results in more than double the output.
- Diminishing Returns to Scale: Doubling inputs results in less than double the output.
- Constant Returns to Scale: Doubling inputs results in exactly double the output.
Costs of Production
Types of Costs
- Fixed Costs: Costs that remain constant regardless of output levels.
- Variable Costs: Costs that fluctuate with the level of output.
- Total Costs: Combined sum of fixed and variable costs.
- Average Costs:
Revenue Metrics
Total Revenue
- Formula:
Average Revenue
- Formula:
Break-Even Analysis
- Break Even Point: The production level at which total costs equal total revenue, indicating no profit or loss.
Depreciation
- The decrease in value of capital equipment over time necessitating replacement.
Economies and Diseconomies of Scale
Economies of Scale
- Definition: The decrease in average costs as production increases.
Types
- Financial: Access to larger loans or capital through issuing shares.
- Marketing: Ability to buy in bulk for discounts.
- Technical: Use of specialized machinery and skilled labor to enhance productivity.
- Risk-Bearing: Diversification of products to mitigate losses from one particular market.
Diseconomies of Scale
- Increased average costs due to inefficiencies arising in a large firm.
Business Structures
Types of Businesses
- Entrepreneur: An individual who combines factors of production to establish a business.
- Sole Trader: Owned and operated by a single person who bears all profit and risks.
- Partnerships: Owned by two or more individuals sharing profits and responsibilities.
- Cooperatives: Owned collectively by workers who share profits and liabilities.
- Corporation: Owned by shareholders with limited liability.
Multi-National Corporations
- Companies that operate in multiple countries, with headquarters typically in a single nation.
Financial Concepts
Interest Rate
- The cost of borrowing money, usually expressed as a percentage.
Venture Capital
- Funds provided to small, high-risk businesses in exchange for equity.
Stock Market
- The platform where shares of publicly-owned companies are traded.
Mortgage
- A specific type of loan secured by real estate, typically repayable over 20-30 years.
Mergers and Acquisitions
- Merger: The process wherein two companies form a new entity.
- Horizontal Integration: Merger of companies at the same stage of industry.
- Vertical Integration: Merger of firms at different stages of production.
Factors Influencing Business Location
- Transportation access
- Favorable conditions of the location
- Cost-effective land
- Proximity to labor supply
- Accessible raw materials
- Accessibility to markets
- Availability of power supply
- Tradition of business locations.
Demand and Supply Concepts
Demand
- Definition: The willingness and ability of consumers to purchase goods and services.
Ceteris Paribus
- Latin phrase meaning 'all other things being equal', utilized in examining one variable at a time.
Types of Goods
- Complements: Goods that are used together and have joint demand.
- Substitutes: Goods that can replace each other; a price change in one affects the demand for the other oppositely.
Demand Dynamics
- Contraction of Demand: A decrease in quantity demanded as prices rise.
- Extension of Demand: An increase in quantity demanded as prices fall.
Supply
- Definition: The total amount of goods and services that producers are willing to sell at a specific price.
Utility and Consumer Behavior
Utility
- Refers to the satisfaction or pleasure derived from consuming goods and services.
Law of Diminishing Marginal Utility
- States that as a consumer acquires more of a commodity, the additional satisfaction from each unit decreases.
Market Equilibrium
Excess Demand
- Occurs when the quantity demanded exceeds quantity supplied at a given price level.
Excess Supply
- Occurs when the quantity supplied exceeds quantity demanded at a given price level.
Factors Affecting Demand
- Weather, income changes, population dynamics, changes in commodity prices, and shifts in fashion or trends.
Equilibrium Price
- The market price where the quantity demanded equals the quantity supplied.
Market Disequilibrium
- Occurs when there is a discrepancy between quantity demanded and quantity supplied at a specific price point.
Elasticities of Demand
Price Elasticity of Demand
- Definition: Measures how demand changes in response to price variations.
- Formula:
Income Elasticity of Demand (YED)
- Measures how demand varies with changes in consumer income.
- Interpretation:
- If YED > 1, it's a normal good.
- If YED < 0, it's an inferior good.
Cross Elasticity of Demand (XED)
- Indicates how the demand for one good is affected by price changes in another good.
- Interpretation:
- If XED is positive, goods are substitutes.
- If XED is negative, goods are complements.
Competition in Markets
Non-Price Competition
- Strategies employed by firms to increase product demand through means other than price adjustments, primarily through advertising and branding.
Perfect Competition
- A market structure where firms are productively and allocatively efficient.
Characteristics
- Homogeneous products.
- Price takers: firms cannot influence prices due to high competition.
- Perfect market information.
- Freedom of entry and exit from the market.
Monopoly Market Characteristics
Advantages
- Economies of scale allowing for potentially lower prices.
- Capability to invest in R&D for innovation and efficiency.
Disadvantages
- Higher prices and reduced consumer choices.
- Little to no incentives for innovation due to lack of competitive pressures.
Product Differentiation
- The creation of variations of products that are similar but created with minor differences, allowing firms to appeal to niche markets.
Normal Profit
- The minimum level of profit needed for a firm to remain competitive in an industry without attracting new entrants.
Market Structure Overview
Monopoly vs. Perfect Competition
- Monopoly: Lacks competition, facilitates abnormal profits, serves as price makers, faces high barriers to entry with imperfect information and varied product offerings.
Labor Market
- Characterized by the demand and supply of labor, focused on salaries and employment conditions.
Productivity
- Amount of output produced from a specific input of resources.
- Average Product of Labour:
Trade Unions
- Organizations that advocate for the interests and rights of workers.
Wage Differentials
- Variations in salaries based on factors such as skills, job satisfaction, working conditions, and labor market dynamics.