Packet #1 Driver's Ed.


1) The M.V.C. stands for the Motor Vehicle Commission.

2) Local M.V.C. Agency (What goes on there?)

1) Permit

2) Probationary Plate

3)Vehicle title change

4) Renew license

5)Vehicle Registration

6)Renew registration

7)Get license plates

8)Turn in old license plates

3) Anyone operating a motor vehicle on a NJ road must have a valid driver's license, probationary license, or a validated NJ permit.

4) The web address for the M.V.C. is www.njmvc.gov.

5) You must have a New Jersey license if your home address is in this state. (chapter 1)

6) You can obtain a special learner's permit at the age of 16 from an approved driving school when you have enrolled in a behind- the- wheel driving course (you must complete 6 hours)

7) To obtain a basic examination permit, you must be 17 years old, and pass two tests: written/knowledge and vision.


8) In order to get your permit validated (stamp of approval by the M.V.C.), you must show proof of age and identity, your social security number, and pass the written and vision tests.

9) Examples of proof of age and identity accepted by the M.V.C. include:

1) Birth Certificate

2) Green card

3) Passport

4) Social Security card

5) School ID

10) When you go to the M.V.C. to obtain your license, you must show 6 points of verification of your identity.

11) An individual driving on a permit must be accompanied by a licensed driver who is 21 years of age and has at least 3 years of licensed driving experience.

12) A person under 21 years of age, on a student learner’s permit, basic examination permit, or a restricted/probationary license has a curfew between 11:00 PM until 5:00 AM. The passenger restrictions include one additional passenger(s). The only exception to the passenger restrictions include if the driver has dependent children of their own, or their parent/guardian is sitting next to them in the passenger seat.

13) While practicing driving with a valid permit the student driver and the supervising adult driver may be charged for any traffic violations that occur.

14) When you are under 21 years of age, you may get a restricted (provisional) license at the age of 17 after driving on your permit for at least 6 months and then passing the MVC's road test.

15) When you are under 21 years of age, and after driving on your restricted license for at least 12 months, you can obtain your official driver’s license at the age of 18.

16) Your basic, unrestricted license is good for 4 years at the cost of $24 with a photo ID.

17) You must report a change of address to the M.V.C. within 1 week.

18) A legal name change must be reported to the M.V.C. within 2 weeks.

19) Altering a driver's license may result in a fine of $1000, a loss of driving privileges, and 6 months imprisonment.

20) The three items you must have when driving include: a license, registration, and proof of insurance.

21) If you move into NJ, you have 60 days to register your vehicle and you must have it inspected within 14 days after registration.

22) An individual 21 years of age or older driving with a permit must drive with supervision for 3 months.

23) The fine for violating the conditions while on a permit or provisional (GDL) license is $100 fine, with a suspension of at least 90 days.

24) When driving on a permit, you must have your permit, registration, insurance card, and a supervised licensed driver in the passenger seat who has been driving for at least 3 years.

25) A driver on a permit 21 years old and older has 0 time restrictions.

26) When the driver is on their permit or provisional license everyone in the vehicle’s front and rear seats must wear a seat belt.

27) Testing Center (What tests?)

  1. Written test 2) Vision test 3) Road test

28) Prior to taking your road test you must show your permit, the car’s registration, and insurance card.

29) The road test cannot be taken with a car that has a center console without an emergency brake because the examiner cannot reach the foot brake.

30) When taking the road test, a person may not only fail for their driving performance, but their vehicle may cause them to fail.

31) The State Exam that you will take in class contains 50 questions,

you must answer at least 40 correctly for a score of 80%.

32) Inspection

(A) How often? Every 2 years

(B) Where? Inspection facility or a state-licensed private garage

(C) When is it due? last day of the month of the windshield sticker

33) Another name for your vehicle’s ownership document is called the vehicle’s title.

34) You must have your vehicle inspected every 2 years.

35) You must renew your registration every year.

36) If you sell your vehicle and do not transfer the license plates to the new vehicle, you must turn in the old plates to the local MVC and get a receipt.

37) Every vehicle in NJ must be covered by liability auto insurance.

38) An Insurance Surcharge will result from driving while on alcohol, or drugs or refusing to take the breath test.

39) If you are first on the scene of an accident, warn oncoming traffic, get help, and if necessary give first aid.

40) If an accident occurs with injury, or car or property damage, a police officer should be called to the scene, and an accident report should be made out.

41) Moving an injured person may result in more injury, especially to the spinal cord.

42) If your license or license plates are lost or stolen, you must first report the loss to your local police. The cost of a replacement license is $11.

43) You can become an organ donor donor by checking off yes when you get or renew your driver’s license.

44) A driver’s license can be renewed up to 6 months in advance before it expires.

Types of Insurance Coverage and Related Items

  1. Liability- Insurance that pays for damages to the other person’s car/property when you are to blame. It is mandatory in NJ.

  2. Medical Payment (No fault) - Insurance that pays for injuries to the driver/passengers, people in other cars and pedestrians. It is also mandatory in NJ.

  3. Collision- Insurance that pays for damages to your car when you cause the accident. It is optional in NJ when you own the vehicle (Hold the title on it).

  4. Comprehensive- Insurance that pays for damages to your car when it is damaged by something other than a collision. Fire, theft, vandalism, crushed, or destroyed in any way. It is optional in NJ when you own the vehicle (Hold the title on it).

  5. Insurance Surcharge- Amount of money that an insurance company can increase your premium (yearly bill) due to accidents that you cause or moving violations that you commit.

  6. Deductible- Amount of money that an insurance company does not have to pay on a collision/ comprehensive claim. The policyholder is responsible to pay the deductible before the insurance company will pay off any claim.