The Great Depression
Longer Term Causes of Decline
Fundamental cause of depression was a decline in spending
led to decline in production
Farming and industry had huge surpluses
Spending decreased due to increased debts
Government played a role
lack of regulation
high tariffs
Other factors like Dust Bowl
Depression Begins
Fall 1929 → U.S. stock prices reached levels that couldn’t be justified by reasonable anticipations of future earnings
Variety of minor events led to price declines in October 1929
Black Thursday → panic selling began on October 24, 1929
Many stocks had been purchased on margin
Banking Panic & Monetary Contraction
People aren’t able to pay back their loans
No money in circulation since people are holding onto money instead of putting it in banks
FDR implemented “bank holiday” on March 6, 1933
closed all banks and were able to be reopened once deemed solvent by government inspectors
Panics took severe toll on banking system. By 1933, one-fifth of banks had failed
President Hoover’s Response to the Great Depression
Hoover didn’t really do anything
still believed in laissiez-faire
Made statements like “Prosperity is just around the corner”
Many people lost homes and started to live in shacks
Hoovervilles
People resorted to selling items like apples, pencils, and shoelaces
Dust Bowl
Farmers’ situation worsened in 1930s with a long drought in Texas, Oklahoma, Kansas, Colorado, and New Mexico
Because of poor farming techniques, vegetaion withered and soil erosion occurred
Loose topsoil was whipped into giant duststorms that swept across the Great Plains
Farm foreclosures grew in numbers
This event created a new group of migrants
farmers from Oklahoma who moved to California in search of work
Sufferings of Great Depression changed American culture since people sought inexpensive leisure activities
mini golf
Monopoly
comic books
Disney characters
The Bonus Army
A group of 19-25k WWI veterans went to Washington D.C. with their wives and children
Demanded immediate bonus payment for wartime services
U.S. House passed a bill that authorized this payout, but Senate rejected it
Many left, but some stayed to engage in protests
Hoover sent troops to drive them out
Eventually got their payouts
Human Impact of Depression
Bread lines
Home foreclosures
Poverty
America Gets a New President
1932 → Hoover is defeated and Roosevelt is elected
served as Democrat in NYS Legislature
served as president throughout rest of depression and most of WWII until his death in 1945
Began restoring public confidence
master politician
good communicator (fireside chats)
controversial
attempted to make major changes to Supreme Court
ran for third term in 1940
Took on the economy
focused on ending the depression
New Deal
Relief Legislation - relief for people who were suffering
Recovery Legislation - recovery of economy so that it could grow again
Reform Legislation - measures to avoid future depressions
New Deal Legislation
Federal Deposit Insurance Cooporation (FDIC) - protected $$ people deposited in banks
Social Security Insurance (SSI) - provides retired workers with incomes
Federal Housing Administration (FHA) - regulated morgatges and housing conditions, insured loans
Securities and Exchange Commission (SEC) - controlled stock market limiting margin buying
Many of these helped to provide people with jobs and something to do
Roosevelt was very well liked due to this legislation and his policies
only president elected 4 terms
Supreme Court Reacts to New Deal
Supreme Court was rejecting most of his New Deal programs
FDR wanted to change court so it would support New Deal
Roosevelt tooks steps to influence Court’s decision in his favor
FDR asked Congress to increase number of Supreme Court justices to 15
never became a law due to checks and balances
Evaluating the New Deal
New Deal didn’t solve unemployment or farm crisis
New Deal did help people cope with Great Depression
Brought more power to presidency and federal government
Preserved free-enterprise system
Defecit spending raised the national debt