Liability Coverage

Liability Coverage

Definition: Protection for when you’re at fault in an automobile accident.

Liability Coverage offers coverage for injuries to other people. Along with coverage for damage caused to someone else’s property.

Bodily Injury:

$15k per person max

$30k max overall

Property Damage:

5k max

If you hit someone else’s car your insurance/coverage would pay to repair their vehicle and pay for their bodily injury.

Medical Payments Coverage

Helps pay medical expenses related to injuries sustained by you or your passengers

Uninsured Motorist Coverage

Protects you if you are involved in an accident with someone who breaks the law by not carrying their own auto liability insurance.

Statistics indicate that nearly 1/7 of drivers are uninsured

Some states also offer Underinsured Motorist Coverage

Coverage for Damage to your Car

Pays for direct and accidental loss to your vehicle

• Collision Coverage
• Other than Collision